“Every time there’s a new government program announced — in this case, it’s a very large settlement — scam artists use that as an opportunity to defraud people,” Illinois Attorney General Lisa Madigan said in the article.
Madigan said her office has seen an “explosion” in such scams since the bottom fell out of the housing boom in 2006. “As the economy goes, so goes our consumer fraud complaints,” she said.
Folks, please be careful out there. You should not pay upfront fees for foreclosure help. And know this: If you are entitled to part of the mortgage settlement, you would not be asked for money to get your money.
A recent survey by the Society for Human Resource Management found that one in four companies have created rules to limit after-hours e-mails.
For last week’s Color of Money question, I asked: “What do you think of employers encouraging workers to stop sending e-mails after work hours?”
Here are some comments.
“I’m a working parent, so after-hours communication gives me the flexibility to be a parent during working hours, whether it’s for a parent conference, filed trip, doctor’s appointment, etc.” wrote Tammy Carpowich of San Diego. “My employer gets more than a 40-hour work week out of me, and I get the benefit of being able to be part of my child’s life in a way that I couldn’t with a strict 9 a.m. to 5 p.m. schedule. It’s very hectic and I go to bed exhausted every day. But it works better for me than a bright line between work and home. I’m sure my answer would be different if I were a young professional, an empty nester or someone with a different needs for work/life balance.”
Tom Wahl of Monument, Colo., thinks it is a great idea. “Companies need to stop trying to get blood out of turnips and realize that an employee with a good out-of-office life will be more productive and energetic,” he said. “Also, some employees need to know that they aren’t compelled to take the office home with them.”
Cynthia Jones of Temple Hills, Md., wrote: “I feel after-hour emails and phone calls should cease and [we should] bring ‘old time’ family values back to the family structure. Kids are pretty much watching out for themselves and not having the chance of communicating with parents, and spouses are neglecting each other, as well.”
--On Saturday, Oct. 13, from 10 a.m. – 12 p.m., I will be speaking at Meadows Baptist Church in Maryland. The free workshop, “Personal Finance: Getting Your Finances Back on Track,” is open to the public. The church is located at 6600 Croom Station Rd., Upper Marlboro, Md., 20772. For more information, call (301) 257-4857.
--On Saturday, Oct. 27, I’ll be speaking in Detroit at Triumph Church. My keynote is part of a day of free financial workshops open to the public. The theme for the event, scheduled from 8 a.m. to noon, is “If Money Is The Key, Why Am I Still Locked Out?”. The church is located at 2670 E. Grand Blvd., Detroit, Mich., 48211. The workshops will include information on budgeting, credit management, retirement, saving and investing. There will also be a special youth track for teens ages 14 to. For information and to register, visit the church’s Web site, or call (313) 871-0300 or (313) 874-3724. This is an annual event presented by the Financial Empowerment Ministry of Triumph.
Tia Lewis contributed to this report.
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