The secret to higher credit scores: Start in kindergarten

Young people will establish better money habits if the lessons start early and if they have actual cash in hand, an advisory council finds.

    (Courtney Weittenhiller / iStock)

    The Latest

    How ordinary bond investors would be hurt by a default in Puerto Rico

    How ordinary bond investors would be hurt by a default in Puerto Rico

    Most fund firms have been scaling back from Puerto Rican bonds but some managers are making big bets. Retail investors should know where they stand.

    What Greece’s debt crisis means for average investors

    What Greece’s debt crisis means for average investors

    The U.S. should be fairly protected from the financial woes.

    Build It

    Active vs. Passive: How fund managers stack up to index funds

    Active vs. Passive: How fund managers stack up to index funds

    New data may help investors figure out when they’re more likely to find a fund manager worth the higher fees.

    5 money questions gay couples need to ask after the Supreme Court ruling

    5 money questions gay couples need to ask after the Supreme Court ruling

    Here’s what gay couples need to ask their financial advisers.

    Save It

    7 foods you’re wasting money on that you could be making at home

    7 foods you’re wasting money on that you could be making at home

    Many of the snacks and side dishes you buy all the time could be made cheaply with the ingredients you already have at home.

    Nearly 30 percent of Americans are one emergency away from financial ruin

    Nearly 30 percent of Americans are one emergency away from financial ruin

    Despite feeling better about their jobs, workers are still struggling to keep extra money in the bank, studies show.

    Finance It

    Why it got way harder to buy a house over the past year

    Why it got way harder to buy a house over the past year

    Existing home sales are doing very well -- a nod to the improving economy and steady interest rates.

    Government to Google: Stop fraudsters from using your search engine for student debt scams

    Government to Google: Stop fraudsters from using your search engine for student debt scams

    The CFPB is asking Google, Facebook, Yahoo and Bing to help stop criminals from using their sites for student debt relief scams.

    Welcome to Get There

    Welcome to Get There

    This is your new destination for stories about money and its power to transform our lives. Have a look.

    Conversations

    A billionaire explains what investors always get wrong

    Investors need to stop worrying so much, says Ken Fisher, chief executive of Fisher Investments.

    Columnists

    Michelle Singletary

    Michelle Singletary

    Teenage driver needs a payment plan for the damage done

    Also, should a family dealing with terminal illness use part of an inheritance to make memories or save it?

    Barry Ritholtz

    Barry Ritholtz

    You’re only human: An economist explains how it hurts your portfolio

    As Richard Thaler explains, investors behave against their own interests — but you can outsmart your brain

    Protect It

    An unprecedented number of borrowers could soon qualify for student debt forgiveness

    An unprecedented number of borrowers could soon qualify for student debt forgiveness

    The Obama administration will consider erasing the federal debt of students whose school violated state law. That is, if they can prove it.

    Your new credit card may not be as safe as you think

    Your new credit card may not be as safe as you think

    Sure, it’s better than your magnetic stripe card. But many U.S. bank issuers are not choosing to migrate to the most secure system set-up.

    21-day Financial Fast

    The 21-day financial fast is done. Now what?

    The 21-day financial fast is done. Now what?

    Although the group fast that began Jan. 11 is over, it doesn’t mean your journey to financial freedom is ending. You still may have some work to do.