A guide to breaking up with your bank

People who aren’t careful when they make the change can face steep fees for missed payments, money transfers and overdrafts.

    The Latest

    The young and the old got a raise last year, but everyone else is stuck

    The young and the old got a raise last year, but everyone else is stuck

    Median income was flat last year, the Census Bureau said. The only increases in income were among the lowest paid.

    Health care is often the biggest expense in retirement — and the hardest to predict

    Health care is often the biggest expense in retirement — and the hardest to predict

    Almost half of family caregivers spend more than $5,000 a year on caring for elderly family members, a new study shows.

    Build It

    Tech companies hope investors will trust ‘robo-advisers’

    Tech companies hope investors will trust ‘robo-advisers’

    These companies are chasing young investors who are willing to trust their finances to automated help.

    Retirement mistakes people make at every age

    Retirement mistakes people make at every age

    Whether you’re 25 or 65, there’s always something getting in the way of your long-term plan.

    Save It

    How to save a down payment for a home

    How to save a down payment for a home

    In some markets, a 20 percent down payment can be substantial. Ending the trips to Starbucks isn’t going to cut it.

    Bad news: Wages are down for pretty much everyone

    Bad news: Wages are down for pretty much everyone

    Most workers saw pay decline over the past year. And the only workers breaking even since before recession are those with college degrees.

    Finance It

    More seniors are carrying student loan debt into retirement

    More seniors are carrying student loan debt into retirement

    Borrowers over the age of 65 held six times as much in federal student loans in 2013 as they did in 2005.

    Why mortgage rates did not rise as expected this year

    Why mortgage rates did not rise as expected this year

    Economic conditions and political turmoil overseas kept mortgage rates from rising, and they remain at their lowest levels for the year.

    Welcome to Get There

    Welcome to Get There

    This is your new destination for stories about money and its power to transform our lives. Have a look.

    Conversations

    WASHINGTON, DC - JULY 18:
Pedestrians cross 14th Street NW at Rhode Island Ave. on July 18, 2013 in Washington, D.C. (Photo by Ricky Carioti/The Washington Post)

    Your neighborhood influences how you shop online

    Even in our highly connected digital era, author David R. Bell makes the case that the neighborhoods we live in have deep influence on how we shop.

    Columnists

    Michelle Singletary

    Michelle Singletary

    Paying off today’s debts boosts your retirement tomorrow

    Retirement planning includes setting yourself up to have the least amount of debt and expenses possible.

    Barry Ritholtz

    Barry Ritholtz

    Time, not timing, is key to investing success

    The greatest market timer and the worst market timer fare about the same as the dollar-cost averager.

    Spend It

    Where to go to college if you want the highest starting salary

    Where to go to college if you want the highest starting salary

    Not an Ivy League School.

    Catch Up: How to keep your college freshman from going broke

    Catch Up: How to keep your college freshman from going broke

    A checklist of things to discuss with your college student to make sure they’re financially stable.

    Protect It

    Yes, you are paying a lot more for your employer health plan than you used to

    Yes, you are paying a lot more for your employer health plan than you used to

    High-deductible health plans are all the rage these days.

    One way to keep kids from feeling entitled: Hide the wealth

    One way to keep kids from feeling entitled: Hide the wealth

    Some parents are wary about letting their children know how much money they’ve made.