Why waiting until you need a loan to check your credit is a huge mistake

One third of consumers have never checked their credit report, a new survey finds.

    The Latest

    This for-profit college failed, but its students are left with the wreckage

    This for-profit college failed, but its students are left with the wreckage

    The implosion of Corinthian brings into focus the risky gamble students can make in pursuing higher education.

    Your new credit card may not be as safe as you think

    Your new credit card may not be as safe as you think

    Sure, it’s better than your magnetic stripe card. But many U.S. bank issuers are not choosing to migrate to the most secure system set-up.

    Build It

    Why parenting is even more daunting for millennials than it was for their parents — or their grandparents

    Why parenting is even more daunting for millennials than it was for their parents — or their grandparents

    The math for raising a child is changing, and millennial parents are facing a double disadvantage when it comes to affording a family.

    A senator calls attention to the struggle of seniors losing Social Security benefits to student debt

    A senator calls attention to the struggle of seniors losing Social Security benefits to student debt

    Sen. Claire McCaskill (D-MO.) is calling for the GAO to study the impact of the government garnishing the Social Security benefits of older Americans with student debt.

    Save It

    Pregnant now? Here’s how much college could cost by the time your kid is 18

    Pregnant now? Here’s how much college could cost by the time your kid is 18

    If college costs keep rising as they have been, new moms might want to open a savings account before they’ve even built the crib.

    5 reasons someone making $75,000 would live paycheck to paycheck

    5 reasons someone making $75,000 would live paycheck to paycheck

    Depending on where people live, how many children they have and what their health care needs are, a $75,000 salary might not leave much to spare.

    Finance It

    Using a prepaid card? Avoid getting socked with fees.

    Using a prepaid card? Avoid getting socked with fees.

    As prepaid cards become more popular, some issuers are scaling back their fees. Still, navigating the rules can be tricky.

    A new kind of credit score for those with no credit

    A new kind of credit score for those with no credit

    Fair Isaac is introducing a new scoring model that includes cable and utility payments -- the latest effort in a movement to broaden access to credit.

    Welcome to Get There

    Welcome to Get There

    This is your new destination for stories about money and its power to transform our lives. Have a look.

    Conversations

    This technology from the 1800s is still one of the fastest ways to move money

    At Western Union, mobile payments are still the smallest part of the business — but the fastest growing.

    Columnists

    Michelle Singletary

    Michelle Singletary

    Have a piece of paper? Use it to get smart about your money.

    To fix your finances, author Carl Richards suggests writing down what matters.

    Barry Ritholtz

    Barry Ritholtz

    The remarkable life and lessons
    of the $8 million janitor

    The Vermont gas station attendant who quietly accumulated a fortune.

    Protect It

    Bingo losses? Possibly tax-deductible.

    Bingo losses? Possibly tax-deductible.

    GET THERE | Don’t miss out on deductions small and large that can reduce your tax bill by April 15.

    Some TurboTax customers had refunds stolen after they filed

    Some TurboTax customers had refunds stolen after they filed

    All of the customers had elected to have their filing fees pulled from their refunds

    21-day Financial Fast

    The 21-day financial fast is done. Now what?

    The 21-day financial fast is done. Now what?

    Although the group fast that began Jan. 11 is over, it doesn’t mean your journey to financial freedom is ending. You still may have some work to do.