Kenneth R. Harney
Kenneth R. Harney

Latest by Kenneth R. Harney

Debt ratios are the biggest hurdle for mortgage applicants

Credit-risk managers say borrower’s ability to repay loan outweighs FICO scores and size of down payment.

Service tracks housing prices and forecasts changes

Using information on 50 million to 70 million houses, an online tool predicts where valuations are headed.

Bias complaints by women lead to settlements by lenders

Discrimination related to pregnancy or maternity leave is not allowed in handling of mortgage applications.

Rental payment history can be included in credit scores

Credit bureaus offer ways to boost the scores of tenants who are applying for mortgages.