Mark Zandi
Mark Zandi
Columnist

Latest by Mark Zandi

Lower down payment would help potential home buyers

Lower down payment would help potential home buyers

Millions of Americans who are renting can afford monthly mortgage payments.

Don’t let Fannie-Freddie reform fizzle

Efforts to reform the two mortgage giants have run into a new roadblock: the status quo.

Zandi: Credit constraints threaten housing recovery

Zandi: Credit constraints threaten housing recovery

Imbalance between efforts to control risk and provide access to credit are limiting would-be home buyers.

To boost the housing market, credit needs to flow to creditworthy families

To boost the housing market, credit needs to flow to creditworthy families

Housing is making a comeback, but refinancing or getting a loan remains more difficult than it should be.