MYTH: Charities are principally dedicated to serving the poor and needy. "There is incredible diversity among charities, from tiny neighborhood food banks to multi-state hospital chains boasting lavish concierge services and million-dollar salaries for executives," writes Ken Stern in "Five myths about charitable giving." "The sector includes more than a few organizations that have little connection to common notions of doing good: the Sugar Bowl, the U.S. Golf Association, the Renegade Roller Derby team in Bend, Ore., and the All Colorado Beer Festival, just to name a few." Here, SalvationArmy bell ringers William Schmidt, left, and his grandson Bubba Wellens, right, collect donations outside a Giant grocery store in Clifton, Va., on Nov. 24.
PAUL J. RICHARDS