Overinsuring a child’s life
The Post’s editorials [“Prince’s legacy,” Feb. 1] concerning the death of Prince McLeod Rams have been heartbreaking, and it is right to highlight the failures of the criminal justice systems in Montgomery and Prince William counties that appear to have contributed. But what about the insurance companies that issued three separate policies — one for $443,000 — on the 15-month-old’s life? Police believe that the child’s father killed him for that money.
The purpose of life insurance is to allow families and small businesses to regroup following the death of a breadwinner or a key employee. Normally, children are financially dependent upon their parents, not the other way around. Little Prince was not employed. So why did an insurance company issue a policy so large that it may have created a potential motive for his slaying?
Linda Cole, Bethesda