Think about that. That's 56,000 more Americans -- (applause) -- who now have health care. That doesn't depend on a website.
Now, if you're one of the 15 percent of Americans who don't have health insurance, either because you can't afford it or because your employer doesn't offer it or because you're a small business person, you have to go out on the individual market and buy it on your own and it's just too expensive, October 1st was an important date. That's when we opened the new marketplaces where people without health insurance or who can't afford health insurance or who aren't part of a group plan can finally start getting affordable coverage.
And the idea is simple. By enrolling in what we're calling these marketplaces, you become part of a big group plan, as if you were working for a big employer. A state-wide group plan that spreads risk between sick people and healthy people, between young and old, and then bargains on your behalf for the best deal on health care. What we've done is essentially created competition where there wasn't competition before. We created these big group plans, and now, insurers are really interested in getting your business. And so insurers have created new health care plans with more choices to be made available through these marketplaces. And as a result of this choice and this competition, prices have come down. When you add the new tax credits that many people are eligible for through the law, then the prices come down even further.
So one study shows that through new options created by the Affordable Care Act, nearly 6 in 10 uninsured Americans will find that they can get covered for less than a hundred dollars a month. (Applause.) Think about that. Through the marketplaces, you can get health insurance for what may be the equivalent of your cellphone bill or your cable bill. And that's a good deal.
So the fact is, the product of the Affordable Care Act for people without health insurance is quality health insurance that's affordable. And that product is working. It's really good. And it turns out there's a massive demand for it. So far, the national website, healthcare.gov, has been visited nearly 20 million times. (Applause.) Twenty million times. And there's great demand at the state level, as well because there are a bunch of states that are running their own marketplaces.
We know that nearly one-third of the people applying in Connecticut and Maryland, for example, are under 35 years old. They understand that they can get a good deal at low costs, have the security of health care, and this is not just for old folks like me; that everybody needs good, quality health insurance. And all told, more than half a million consumers across the country have successfully submitted applications through federal and state marketplaces. And many of those applications aren't just for individuals; it's for their entire families.