| Mortgage Rates From Top Area Lenders
August 26, 2004
| | 90 and 80 Percent Loans | | 80 Percent Loans Above $300,700 | | Lender | Note type | Note rate (%) | Total points | APR (%) | Loan limit ($) | | Note rate (%) | Total points | APR (%) | Loan limit ($) | Wells Fargo Mtg.
301-984-1880
| 30-yr fixed | 5.5 | 1.75 | NA | 333,700 | | 5.625 | 2.5 | NA | 650,000 | 15-yr fixed | 4.875 | 1.75 | NA | 333,700 | | 5 | 2.5 | NA | 650,000 | 1-yr adj. | 3 | 1.75 | NA | 333,700 | | 3.25 | 2.5 | NA | 650,000 | | Bank of America Mortgage
800-279-7084
| 30-yr fixed | 5.625 | 1 | NA | 333,700 | | 5.75 | 1 | NA | 750,000 | 15-yr fixed | 4.875 | 1 | NA | 333,700 | | 5.25 | 1 | NA | 750,000 | 1-yr adj. | 3.875 | 1 | NA | 333,700 | | 4.125 | 1 | NA | 750,000 | | Prosperity Mortgage
301-770-5772
| 30-yr fixed | 5.25 | 2.75 | NA | 333,700 | | 5.5 | 2.875 | NA | 650,000 | 15-yr fixed | 4.5 | 2.875 | NA | 333,700 | | 4.875 | 2.625 | NA | 650,000 | 1-yr adj. | 2.875 | 3 | NA | 333,700 | | 3.125 | 2.875 | NA | 650,000 | | FNMC/EMS/NCM First of America AccuBanc Mtg.
| 30-yr fixed | 5.5 | 2 | NA | 333,700 | | 5.75 | 2 | NA | 650,000 | 15-yr fixed | 4.75 | 2 | NA | 333,700 | | 5.375 | 2 | NA | 650,000 | 1-yr adj. | 3.25 | 2 | NA | 333,700 | | 3.625 | 2 | NA | 650,000 | | First Savings Mtg.
703-883-9010
| 30-yr fixed | 5.25 | 2.5 | 5.511 | 333,700 | | 5.5 | 2.5 | 5.7454 | 650,000 | 15-yr fixed | 4.75 | 2 | 5.102 | 333,700 | | 5 | 2.5 | 5.409 | 650,000 | 1-yr adj. | 3.625 | 0.5 | 4.722 | 333,700 | | 3.625 | 0.5 | 4.704 | 1,000,000 | | First Horizon Home Loans
703-631-0098
| 30-yr fixed | 5.75 | 1 | NA | 333,700 | | 5.75 | 1.375 | NA | 650,000 | 15-yr fixed | 5.125 | 1.375 | NA | 333,700 | | 5.125 | 1.375 | NA | 650,000 | 1-yr adj. | 2.25 | 1.25 | NA | 333,700 | | 4.625 | 1.125 | NA | 650,000 | | George Mason Mtg.
703-934-4307
| 30-yr fixed | 5.625 | 1 | NA | 333,700 | | 5.875 | 1 | NA | 650,000 | 15-yr fixed | 5 | 1 | NA | 333,700 | | 5.25 | 1 | NA | 650,000 | 1-yr adj. | 3.75 | 1 | NA | 333,700 | | 3.75 | 1 | NA | 650,000 | | Washington Mutual
888-926-8536
| 30-yr fixed | 5.75 | 1 | NA | 333,700 | | 6 | 0.625 | NA | 650,000 | 15-yr fixed | 5.125 | 0.875 | NA | 333,700 | | 5.375 | 0.5 | NA | 650,000 | 1-yr adj. | 4 | 0.75 | NA | 333,700 | | NA | NA | NA | 650,000 | | Chevy Chase Bank/ B.F. Saul Mtg.
800-807-5880
| 30-yr fixed | 5.375 | 2 | 5.575 | 333,700 | | 5.5 | 2.25 | 5.716 | 750,000 | 15-yr fixed | 4.75 | 1.625 | 5.027 | 333,700 | | 5 | 2 | 5.323 | 750,000 | 1-yr adj. | 4 | 1.25 | 5.022 | 333,700 | | 4.125 | 1.25 | 5.024 | 750,000 | | SunTrust Mtg.
703-813-4000
| 30-yr fixed | 5.375 | 2.5 | 5.7 | 333,700 | | 5.75 | 1 | 5.9 | 650,000 | 15-yr fixed | 4.75 | 2 | 4.9 | 333,700 | | 5.125 | 1 | 5.3 | 650,000 | 1-yr adj. | 2.875 | 2.375 | NA | 400,000 | | 2.875 | 2.375 | NA | 750,000 | | Chase Manhattan Mortgage
800-448-6080
| 30-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | 15-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | 1-yr adj. | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | | NVR Mortgage Finance
| 30-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | 15-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | 1-yr adj. | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | | Wachovia Mortgage
703-548-5723
| 30-yr fixed | 5.75 | 0 | 5.891 | 333,700 | | 6 | 0 | 6.127 | 650,000 | 15-yr fixed | 5.25 | 0 | 5.483 | 333,700 | | 5.375 | 0 | 5.583 | 650,000 | 1-yr adj. | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | | American Home Mortgage
703-899-3555
| 30-yr fixed | 5.25 | 3 | NA | 333,700 | | 5.375 | 3.5 | NA | 800,000 | 15-yr fixed | 4.75 | 2 | NA | 333,700 | | 5 | 3 | NA | 1,000,000 | 1-yr adj. | 3.5 | 1 | NA | 333,700 | | 4 | 1 | NA | 2,000,000 | | CTX Mtg.
703-385-6100
| 30-yr fixed | 5.75 | 0 | NA | 333,700 | | 6 | 0 | NA | 700,000 | 15-yr fixed | 5.25 | 0 | NA | 333,700 | | 5.5 | 0 | NA | 700,000 | 1-yr adj. | 4 | 0 | NA | 333,700 | | 4 | 0 | NA | 700,000 | | Intercoastal Mortgage Co.
703-449-6800
| 30-yr fixed | 5.625 | 1 | NA | 333,700 | | 5.875 | 1 | NA | 650,000 | 15-yr fixed | 5 | 1 | NA | 333,700 | | 5.25 | 1 | NA | 650,000 | 1-yr adj. | 3.75 | 1 | NA | 333,700 | | 3.75 | 1 | NA | 650,000 | | Charter One Bank
301-984-6300
| 30-yr fixed | 5.625 | 1 | NA | 333,700 | | 5.5 | 2 | NA | 750,000 | 15-yr fixed | 5 | 1 | NA | 333,700 | | 4.875 | 2 | NA | 750,000 | 1-yr adj. | 3.125 | 2 | NA | 333,700 | | 3.25 | 2 | NA | 750,000 | | BB&T Mortgage
703-494-9945
| 30-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | 15-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | 1-yr adj. | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | | Navy Federal Credit Union*
703-255-7300
| 30-yr fixed | 5.625 | 0.75 | 5.694 | 333,700 | | 5.625 | 0.75 | 5.694 | 650,000 | 15-yr fixed | 4.875 | 0.875 | 5.008 | 333,700 | | 4.875 | 0.875 | NA | 650,000 | 1-yr adj. | 3.5 | 0.75 | 5.85 | 333,700 | | 3.75 | 0.75 | NA | 650,000 | | Fidelity & Trust Mortgage
301-907-8030
| 30-yr fixed | 5.5 | 2 | NA | 333,700 | | 5.625 | 2 | NA | 650,000 | 15-yr fixed | 4.75 | 2.375 | NA | 333,700 | | 5 | 2 | NA | 650,000 | 1-yr adj. | 3.125 | 2.25 | NA | 333,700 | | 3.625 | 1.5 | NA | 650,000 | | HSBC Mortgage Corp. USA
800-537-8705
| 30-yr fixed | 4.875 | 4.375 | 5.335 | 333,700 | | 5.25 | 3.875 | 5.625 | 650,000 | 15-yr fixed | 4.25 | 3.375 | 4.874 | 333,700 | | 4.5 | 4.625 | 5.248 | 650,000 | 1-yr adj. | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | | Westminster Mortgage
703-433-6200
| 30-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | 15-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 650,000 | 1-yr adj. | NA | NA | NA | 333,700 | | NA | NA | NA | 1,000,000 | | Guaranty Resident'l Lending
866-590-5363
| 30-yr fixed | 5.5 | 2 | 5.706 | 333,700 | | 5.625 | 2 | 5.821 | 650,000 | 15-yr fixed | 4.875 | 2 | 5.218 | 333,700 | | 5 | 2 | 5.325 | 650,000 | 1-yr adj. | 2.875 | 2 | 4.093 | 333,700 | | 3 | 2 | 4.125 | 1,000,000 | | 1st Mariner Bank
888-561-2265
| 30-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 500,000 | 15-yr fixed | NA | NA | NA | 333,700 | | NA | NA | NA | 500,000 | 1-yr adj. | NA | NA | NA | 333,700 | | NA | NA | NA | 500,000 | | Sandy Spring Bank
800-869-8523
| 30-yr fixed | 5.875 | 0 | 5.913 | 333,700 | | 6 | 0 | 6.03 | 650,000 | 15-yr fixed | 5.375 | 0 | 5.395 | 333,700 | | 5.5 | 0 | 5.72 | 650,000 | 1-yr adj. | 3.75 | 1 | 4.757 | 333,700 | | 4 | 1 | 4.766 | 650,000 | | Mortgage Capital Investors
703-941-0711
| 30-yr fixed | 5.625 | 0.875 | NA | 333,700 | | 5.75 | 0.875 | NA | 650,000 | 15-yr fixed | 5.25 | 0 | NA | 333,700 | | 5.25 | 0.625 | NA | 650,000 | 1-yr adj. | 3.5 | 1 | NA | 333,700 | | 3.75 | 1 | NA | 650,000 | | The above rate information, collected by Post-Haste, is based on a list of the largest lenders compiled by National Financial News Service. It does not constitute a loan offer or commitment by the lenders. These rates are subject to change without notice and may be lower or higher than those of other lenders in the area.
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