Trust me, the index is a great feature. How many times have you filed something away and then couldn't find it because you forgot why you put it in a certain folder?
"The index makes it possible for two people to know where the papers were put," Martin said.
"When couples don't have their financial papers organized it can cause a lot of . . . anxiety and a lot of fights," she said.
Now you may be reluctant to spend the money to buy a kit to get you organized. I understand. But if you're a lifelong pack rat or a kitchen-drawer or corner-of-the-room filer, doesn't it make sense to spend a little to end your organizational frustration?
The fact is, our financial lives have become too complicated and too full of paper for us to continue being disorganized.
The financial planning organizer kit is available by calling 800-695-3453 or online at www.homefile.net. You can also find the kit at the Container Store and at Amazon.com.
If you have questions about becoming financially organized, join me online at www.washingtonpost.comat 1 p.m. Oct. 27 for a discussion with Mary Martin.
If you want to join the book club, all you have to do is read the recommended book and join me online for a chat with the author.
In addition, every month I randomly select readers to receive the book donated by the publishers.
If you want a chance to win a book for October's selection, please send an e-mail to email@example.com. You must include your name, address and daytime and evening phone numbers so we can send you a book if you win.
Michelle Singletary discusses personal finance Tuesdays on NPR's "Day to Day" and online at www.npr.org. Readers can write to her at The Washington Post, 1150 15th St. NW, Washington, D.C. 20071 or send e-mail to firstname.lastname@example.org. Comments and questions are welcome, but please note that they may be used in a future column, with the writer's name, unless a specific request to do otherwise is indicated.