Over time, black hotels, restaurants, grocery stores and law offices sprang up. In those days, according to the Greenwood Cultural Center's Web site, the neighborhood featured "what may have been the first black airline in the nation." "We had everything the whites had, and I suspect more," said Otis Clark of Tulsa, a 105-year-old riot survivor who testified at the hearing.
On the last day of May 1921, an African American delivery boy, Dick Rowland, was accused of assaulting a white woman, Sarah Page, on an elevator after a clerk heard Page shout and saw Rowland hurriedly leave the building.
There is no report of what Page told police, but charges against Rowland were eventually dropped, according to historians. The Tulsa Tribune ran a story with the headline "Nab Negro for Attacking Girl in Elevator." About 10,000 white men gathered at the courthouse where Rowland was held and demanded that the sheriff turn him over.
A group of 80 black men, some of them World War I veterans, armed themselves and went to the courthouse to protect Rowland. At the time, shootings and lynchings of blacks were common on the prairie.
A white man tried to disarm one of the black men, a shot rang out and the riot began.
The police chief deputized white men who could get a gun and ordered them to go get a Negro, using a less polite racial slur. The state's National Guard was called in, and its soldiers disarmed African Americans and marched them through the streets to a holding area.
Black survivors and newspapermen spoke of incendiary bombs being dropped on houses from private airplanes, but the commission found little evidence to support those allegations. But there was ample evidence of marauders with torches made of oil-soaked rags.
"The first thing they did was burn my doll clothes," Hooker, who now lives in White Plains, N.Y., recalled in her testimony. "Then they came in the house. My mother put us under the table. We had not fled because my mother was trying to save the house."
Hooker's home was spared, but her family ultimately moved to Topeka, Kan. "We didn't stay because they had blown up the schools, and my parents couldn't stand the idea of having five children and no schools," she said.
Thousands of others were left homeless, Clark said. "When we got back to Tulsa our homes were burned down," he said. "Nobody saw the older folks. We never saw them again. They say they put them in a grave. We didn't have a funeral for nobody. They never did nothing for people there. Never gave us nothing."
Throughout the reparations case, Tulsa officials seemed unmoved, said Michael Hausfeld, a Washington lawyer who was part of the legal team that sued for reparations. Hausfeld had helped win reparations for Holocaust victims from Swiss banks that accepted money stolen by Nazis during World War II.
"We clearly heard remarks by Tulsans that were racially directed, like 'It's time that you people let this rest' and Don't push too hard -- you may regret it,' " he said.
Hausfeld said the Tulsa case seems more egregious than the case against the banks because African Americans were "blamed for their own mass murder" and the court system failed to respond.
"If these victims were white, in my judgment, no one would be arguing that they be denied an opportunity to have their case heard," he said. "We haven't even been given a right to present the issue."