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For Injured U.S. Troops, 'Financial Friendly Fire'

At his home near Middletown, N.Y., Robert Loria plays a keyboard. He lost his left hand in a bombing in Iraq.
At his home near Middletown, N.Y., Robert Loria plays a keyboard. He lost his left hand in a bombing in Iraq. (Dominick Fiorille - Middletown Times Herald Record)
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Kelly had been wounded in Iraq in July 2003, when his Humvee was blasted by a roadside bomb. "It blew my leg pretty much clean off," he said.

Like Loria, Kelly spent months at Walter Reed, recovering and learning to walk again without his lower leg and foot. The Army staff sergeant struggled with questions about his future. Because he had been injured as a reservist, he was told, there was no guarantee he could deploy to Iraq again. "I didn't want to stay in the Army if I was just going to be a warm body, filling a slot," he said.

When Kelly left the military last year, he recalled, "it was an intense, emotional time." He thought little of the final two checks totaling $2,700 because he was owed vacation and travel pay, he said. Later, he was bewildered as pay stubs continued to come in the mail, each blank except for a notation of a $2,230 debt.

Frustrated, Kelly called the Disabled Soldier Support System, a unit where a counselor told him the Army had mistakenly paid him for an extra 22 days. But Kelly said he was told it would all work out well because the military owed him for his leave and travel. A few weeks later, he said, "I got a check, and I thought, 'Oh, that's nice.' "

But after he and his wife moved to Arizona, he received a bill for $2,230 -- with the threat of a referral to a collection agency. "I was pretty speechless," he said.

When Kelly called the GAO, he learned that the debt was already listed on his credit history.

"What benefit is the Army getting, aggressively going after disabled service members for $500 or $1,000 or whatever? Why not give injured service members a little leeway?"

That sentiment is common.

Tyson Johnson, 24, of Prichard, Ala., was stunned after being struck by a mortar round in Iraq to find a bill waiting for him when he came home from the hospital. It was for $2,700, the bonus he had been given when he enlisted.

"I definitely felt betrayed, because I went over there and almost lost my life," said Johnson, a corporal when he was injured. His debt was resolved after his story made news. "I really didn't need more stress."

Sgt. Gary Dowd, 28, was caught in an ambush 30 miles north of Tikrit, Iraq, in 2003 and suffered multiple injuries, losing his left hand and forearm.

After 13 months of treatment, he retired from the Army early this year. Shortly afterward, he received a letter at his home in Tampa asking him to repay $600 for a survivor-benefit insurance plan he had opted out of when he signed his deployment papers.

There was no number on the bill to call -- no way to protest. "I was pretty irked that they thought I owed them something," he said. "I feel like I've given them enough."

Although Dowd feels there is no ill intent, he said, "I do wish that once they realized they had an injured service member, they would flag them and say: 'This guy has been in the hospital. He's going through enough already.' "


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