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A Shared Uncertainty

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"That put me a little more at ease, but it really didn't change my thinking," Martinez said.

He has not yet heard whether he will receive a low-interest reconstruction loan from the federal Small Business Administration, although many of his neighbors in Lakeview have had their applications approved.

More important, Martinez and his wife worry that their block and surrounding streets will not be rebuilt as the comfortable and serene neighborhood they loved.

"We don't want to be surrounded by a bunch of nasty, empty houses," Cathy Martinez said.

She and her husband have settled, for the moment, on a holding pattern. They plan to use their flood insurance money, combine it with a loan and pay off the mortgage on the Memphis Street house, which was worth about $600,000 before the storm.

"I will own the place outright, and that will take pressure off me to decide when to get back in," Ron Martinez said.

'Just Come Back'

Next door to the empty Martinez house, Gary and Bea Quaintance said they never considered waiting to see whether Memphis Street would come back. They have lived there for 29 years and think the best way to get back home is simple.

"Just come back," said Gary, 53, a retired police officer who with his wife owns a dry-cleaning business and print shop, both wrecked by Katrina. "If I got to get up in the morning and it is vacant lots around here, it is no big deal."

He laughed when informed that a plan by urban experts does not approve of his rush to return home to an abandoned street.

"The city gave me a building permit," he said. "Why should I wait until the whole block is ready to rebuild? It is hard enough for me to coordinate with a Sheetrock man, a plumber and an electrician."

Nearly every day since the Aug. 29 storm, he and his wife have been plotting their return: hiring contractors, collecting insurance, securing permits, clearing trash, cleaning the pool.

They rented a duplex about 35 minutes away on the north shore of Lake Pontchartrain, but mostly they work out of their Chevy Suburban, which is stuffed with rebuilding supplies, snacks and cold drinks. Bea keeps a running to-do list on the dashboard. On a recent day, it told her to order kitchen cabinets, price drywall and have a mammogram.


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