A Horror Movie For Our Times

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"Do we really want to be in perpetual debt?" he asks.

Read this book or watch the movie and perhaps you'll answer with a resounding "no." The movie opens Friday at Landmark's E Street Cinema, 555 11th St. NW.

To become a member of the Color of Money Book Club, all you have to do is read the recommended book. Then we chat online with the author. In addition, every month I randomly select readers to receive a copy of the book, donated by the publisher. For this month's selection, Truly Indie, the distributor of "Maxed Out," is also giving me free movie passes for book club readers. To win either a book or movie pass (you can't have both) please e-mail your name and address tocolorofmoney@washpost.com.

If you are interested in discussing this month's book and movie selection, join me online athttp://www.washingtonpost.comon Thursday, March 29. Scurlock will be my guest and will take your questions.

· On the air: Michelle Singletary discusses personal finance Tuesdays on NPR's "Day to Day" program and online at http://www.npr.org.

· By mail: Readers can write to her at The Washington Post, 1150 15th St. NW, Washington, D.C. 20071.

· By e-mail: singletarym@washpost.com.

Comments and questions are welcome, but because of the volume of mail, personal responses are not always possible. Please note that comments or questions may be used in a future column, with the writer's name, unless a specific request to do otherwise is indicated.

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