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Credit Scores Open the Door, or Keep It Closed
One of the first steps serious home shoppers should take is to pull their own credit scores, which estimate the risk a company incurs by lending a person money.
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You can also purchase scores directly from the credit bureaus:
¿ Equifax charges $15.95 for its report and FICO score. Contact: 800-685-1111. Web site: http:/
¿ Experian does not sell the FICO score to consumers. Charges $15 for its report and its own Plus score. Also sells the Vantage score for $5.95. Contact: 888-397-3742. Web site: http:/
¿ TransUnion charges $14.95 for its report and FICO score. Contact: 800-916-8800. Web site: http:/
While credit reports by law are available for free every 12 months through AnnualCreditReport.com, users of that site still have to pay for FICO and other scores.
