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Still Happy to Go It Alone

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By Christopher J. Gearon
Tuesday, September 30, 2008

Last year, Justin George, 26, spurned his employer's offer of health insurance. The District resident found better coverage at half the price in the individual market. Good health and youth were the keys to finding a decent deal in the non-group market.

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George's age and relatively good health (he does have asthma) continue to work in his favor. He has stuck with his Blue Cross PPO and pays $128 a month, or $11 more a month than he did in 2007. He also puts about $2,000 annually into an account offered by his employer that allows him to set aside funds on a pre-tax basis for health care.

"I am happy with the services I have and the security my plan provides," George says. "With a deductible under $1,000 . . . I can see whomever I want, whenever I want. And I can even get services abroad."

George is one of the majority of insured Americans who are either extremely or very satisfied with their health care plan. According to a survey by the Employee Benefits Research Institute, only 12 percent of Americans surveyed in 2007 were not satisfied with their health plan. Some 45.7 million Americans have no health insurance, according to the Census Bureau.



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