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Proposed Solutions
Jaclyn Michalos of Norwood, Mass., had no health-care coverage when she discovered a lump in her breast.
(By Cj Gunther For The Washington Post)
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· Would promote the use of health savings accounts that allow people to set aside money for medical expenses tax-free.
Coverage for People With Existing Illnesses
· Would require "guaranteed issue," prohibiting insurance companies from denying coverage or charging higher premiums to people who are sick.
· Would create a "guaranteed access plan" to give federal subsidies to a new generation of high-risk pools to cover people rejected by insurance companies.
Controlling Costs
· Would aim to improve prevention and management of chronic diseases.
· Would devote $50 million to promote health information technology such as electronic medical records.
· Would promote the use of generic drugs, instead of more expensive brand-name ones.
· Would reduce payments to private Medicare health plans.
