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High-Risk Loans Lead to Vacancies

Between 2004 and 2006, more than 40 percent of new and refinanced mortgages in Baltimore and Prince George's County were high-cost loans that left borrowers at great risk of foreclosure. Foreclosure filings have since skyrocketed in both jurisdictions. But, unlike Prince George's County, Baltimore has had a big increase in vacancies, which threatens neighborhood stability.

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Congress Is Set to Limit Down-Payment Assistance
Article | Mortgage programs that helped nearly 79,000 people buy homes using government-insured loans last year would be eliminated as part of a broader housing package that Congress expects to pass this week, key lawmakers said.

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