Health-Care Reform: What It Means for You

As President Obama and Congress try to overhaul health care, almost every American has a stake. Will you get the care you need? Can you avoid financial ruin? The potential upsides and downsides described below reflect various proposals under consideration. How you fare could depend on the fine print of any legislative compromise - for example, whether you meet the income qualifications for insurance subsidies, and whether those subsidies are enough to allow you to buy insurance. Here's an overview of what you stand to gain or lose: