Downturn affects all, but no common toll

The long economic downturn has reshaped the financial lives of many Americans, but African Americans, Hispanics and whites have been affected in different ways. While African Americans are more optimistic about recovery, many say they lack the skills to compete in today's marketplace. Hispanics have been the hardest hit. And whites are more satisfied with their own finances but dole out a lot of blame to the government for its efforts with the economy.

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