<?xml version="1.0" encoding="iso-8859-1" ?><rss version="2.0"><channel><title>washingtonpost.com - The Nation's Housing</title><link>http://www.washingtonpost.com/wp-dyn/business/columns/realestate/harneykennethr?nav=rss_business/columns/realestate/harneykennethr</link><description>The Nation's Housing</description><language>en-us</language><ttl>15</ttl><image><title>washingtonpost.com</title><width>140</width><height>20</height><link>http://www.washingtonpost.com</link><url>http://media.washingtonpost.com/wp-srv/hp/image/wp_web.gif</url></image><item><title><![CDATA[A Crusade For Competition]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A9146-2005Apr22.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A9146-2005Apr22.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  The Department of Justice has two blunt warnings for the American home real estate establishment:]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Study Shows Loan Brokers' Better Side]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A56147-2005Apr15.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A56147-2005Apr15.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  For years, mortgage brokers, who originate more than half of home loans, have been targets of criticism from federal agencies and consumer advocates.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Racial Data for Mortgages Will Be Hard to Interpret]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A36996-2005Apr8.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A36996-2005Apr8.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  Are black and Latino home mortgage applicants charged higher fees or interest rates  than white applicants? Are they turned down for market-rate mortgages more frequently and steered to higher-cost loans instead?]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Regulators Probe Upfront  Estimates, Upcharges  And Low-Balling]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A18683-2005Apr1.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A18683-2005Apr1.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  Federal investigators are looking at real estate closings nationwide and turning up practices that might disturb home buyers.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Borrowers On Time in Pricey Markets]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A654-2005Mar25.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A654-2005Mar25.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[ Although some economists are concerned about homeowners' rising debt burden especially in high-cost, high-inflation markets, a new study suggests that those worries may be misplaced. Homeowners in  "bubble markets" such as metropolitan Washington, California, Nevada, New England and the mid-Atlantic region are more likely to pay their mortgages on time than homeowners in parts of the country with lower housing inflation rates.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Congressional Tax Committee Takes Up Home Equity Loans]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A45933-2005Mar18.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A45933-2005Mar18.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  The hottest consumer-financing concepts in America  --  home equity loans and credit lines  --  have entered the sights of a key congressional committee.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Speculators Are Making Mortgage Lenders Nervous]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A27410-2005Mar11.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A27410-2005Mar11.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[ One of the key players in the home mortgage market has quietly signaled that it thinks real estate speculation in some parts of the country is approaching worrisome levels.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Homeowners Challenge Government Seizures of Property to Generate Higher Tax Revenue]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A7882-2005Mar4.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A7882-2005Mar4.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  Could your local government seize the home you own just to transfer it to somebody who promises to pay higher taxes?]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Marked-Up Closing Fees: How Much Is Too Much?]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A53640-2005Feb25.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A53640-2005Feb25.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[   It's a white-hot legal issue in the real estate business, but for consumers it basically boils down to this: Should you as a home buyer or refinancer be charged $450 for an appraisal that cost your lender $175?]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Lawsuits Challenge Hidden Loan Fee]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A34014-2005Feb18.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A34014-2005Feb18.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[   Have the two biggest providers of American home mortgage money charged consumers and lenders billions of dollars in artificially inflated loan fees since 2001? Have you been paying more than you should on your mortgage as a result?]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Making the Push For Package Deals]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A17296-2005Feb11.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A17296-2005Feb11.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[   Call it one-stop shopping. Call it a real estate supermarket. Call it packaging of services. But whatever you call it, get ready to see your real estate broker offer a growing list of in-house services such as home loans and all-inclusive fixed-fee settlements.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Tax Benefits Still Generous for Homeowners, But Biggest Incomes Earn the Biggest Share]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A63910-2005Feb4.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A63910-2005Feb4.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[   It's federal tax-code-writing season at the White House, with a new presidential commission hard at work drafting a potentially radical streamlining of the Internal Revenue Code by mid-year.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Forecast for Prices Is Partly Cloudy]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A44832-2005Jan28.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A44832-2005Jan28.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[   Are home prices irrationally exuberant?<br> If you own a house in any of the three dozen metropolitan areas where appreciation rates exceeded 20 percent in the past 12 months, you might think so. Ditto if you live in one of the 14 major markets where the average home more than doubled in...]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Equity Growth Fuels Fix-Ups]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A25586-2005Jan21.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A25586-2005Jan21.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  The equity Americans own in their homes has grown by a mind-blowing $5 trillion since 1995, thanks to a 70 percent average jump in the values of those houses.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Low-Payment Mortgages Can Take Off Quickly]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A9767-2005Jan14.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A9767-2005Jan14.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[   Are low monthly payments on a home mortgage always good?]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[2 Missing Numbers Can Doom a Loan]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A36596-2004Dec30.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A36596-2004Dec30.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[How far can your credit score plummet when your credit card issuer withholds your credit limit in its reports to the three national bureaus? And how costly could that be when you apply for a home mortgage?]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Credit Card Limits Often Unreported]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A25109-2004Dec24.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A25109-2004Dec24.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  It is a well-kept little secret of the credit card industry -- and it can be exceptionally costly to home buyers and mortgage applicants.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[How to Hedge The Value Of Your Home]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A8014-2004Dec17.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A8014-2004Dec17.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  Could you lock in your home's current value and be protected against future real estate market declines? Could you, in the lingo of the financial markets, hedge your home-equity holdings?]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Home Values Up 13% Across U.S., With D.C. Region's Prices Rising 24%]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A55769-2004Dec10.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A55769-2004Dec10.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[  The market value of the average house nationwide jumped by nearly 13 percent in the third quarter, compared with  same period last year. That rate surpasses all annual increases during the past 25 years, according to a new federal study.]]></description><author> Kenneth R. Harney</author></item><item><title><![CDATA[Cashing Out Equity May Be Tempting, But the Risk is High]]></title><link>http://www.washingtonpost.com/wp-dyn/articles/A32510-2004Dec3.html?nav=rss_business/columns/realestate/harneykennethr</link><guid isPermaLink="true">http://www.washingtonpost.com/wp-dyn/articles/A32510-2004Dec3.html?nav=rss_business/columns/realestate/harneykennethr</guid><pubDate>Sat, 23 Apr 2005 13:24:30 GMT</pubDate><description><![CDATA[   Americans are lining up to tap their real estate equity.]]></description><author> Kenneth R. Harney</author></item></channel></rss>
