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Insurance Rates for 1996 Auto Models
This is a list of cars that are receive either higher- or lower-than standard auto rates from State Farm Insurance. This list only applies to State Farm rates, but can be used as a guide to indicate whether the car you own or plan to buy is considered higher- or lower-risk by an insurance company.
Cars that are classified in the lower-than-standard category by State Farm receive a 10 to 45 percent discount on collision and comprehensive premiums. Cars that are classified in the higher-than-standard category by State Farm pay 10 to 45 percent more for collision and comprehensive premiums. Cars not on either list receive neither a break nor a rate hike for that model.
Following is a list of the 1996 models that qualify, in most states, for lower-than-average premiums and a list of those that are charged higher-than-average premiums. Those 1996 models not appearing in either list are being charged the standard premiums for their price range.
Automobile Type
Acura
| Lower |
Higher |
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· Legend 2 door and 4 door
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· Integra 2 door
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BMW
| Lower |
Higher |
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· 740i, 750i, 4 door
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· 318i, 325i, 2 door, 4 door, convertible
· M3 2 door
· 840CiA, 850Ci 2 door
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Back to the Top
Buick
| Lower |
Higher |
Century 4 door and station wagon
· LeSabre 4 door
· Park Avenue 4 door
· Regal 2 door and 4 door
· Riviera 2 door
· Roadmaster 4 door and station wagon
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Cadillac
| Lower |
Higher |
· DeVille 4 door
· Eldorado 2 door
· Fleetwood 4 door
· Seville 4 door
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Chevrolet
| Lower |
Higher |
· Caprice 4 door and station wagon
· Corvette 2 door
· Impala 4 door
· Lumina 4 door
· Astro 2 wheel drive and 4 wheel drive van
· G10, G20, G30 van K2500 pickup
· Lumina van
· Suburban K1500 sportswagon
· Suburban K2500 sportswagon
· Tahoe 2 wheel drive and 4 wheel drive sportswagon
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· Beretta 2 door
· Camaro 2 door and convertible
· Corvette convertible C3500 pickup
· S10 Blazer 2 wheel drive and 4 wheel drive sportswagon
· S10 2 wheel drive pickup
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Chrysler
| Lower |
Higher |
· Concorde 4 door LHS 4 door
· New Yorker 4 door
· Town & Country 2 wheel drive and 4 wheel drive van
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· LeBaron convertible
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Dodge
| Lower |
Higher |
· B150, B250, B350 van
· Caravan 2 wheel drive and 4 wheel drive van
· Ram 3500 2wheel drive pickup
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· Stealth 2 door
· Stealth 4 wheel drive 2 door
· Viper convertible
· Ram 1500 2 wheel drive pickup
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Ford
| Lower |
Higher |
· Crown Victoria 4 door
· Taurus 4 door and station wagon
· Thunderbird 2 door
· Aerostar 2 wheel drive and 4 wheel drive van
· Bronco sportswagon Club Wagon van
· E150, E250, E350 van
· Explorer 2 wheel drive and 4 wheel drive sportswagon
· F150, F250, F350 2 wheel drive and 4 wheel drive pickup
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· Aspire 2 door and 4 door
· Escort 2 door and 4 door
· Mustang 2 door and convertible
· Probe 2 door
· Ranger 2 wheel drive pickup
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Geo
| Lower |
Higher |
|
|
· Metro 2 door and 4 door
· Prizm 4 door
· Tracker 2 wheel drive and 4 wheel drive sportswagon
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GMC
| Lower |
Higher |
· G1500, G2500, G3500 van K2500 pickup
· Safari 2 wheel drive and 4 wheel drive van
· Suburban C2500 sportswagon
· Suburban K1500 sportswagon
· Suburban K2500 sportswagon
· Yukon 2 wheel drive and 4 wheel drive sportswagon
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· C3500 Crew Cab pickup
· S15 Jimmy 2 wheel drive and 4 wheel drive sportswagon
· S15 2 wheel drive pickup
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Honda
| Lower |
Higher |
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· Accord station wagon
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· Civic 2 door and 4 door
· Civic del Sol 2 door
· Prelude 2 door
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Hyundai
| Lower |
Higher |
|
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· Accent 2 door and 4 door
· Elantra 4 door
· Scoupe 2 door
· Sonata 4 door
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Infiniti
| Lower |
Higher |
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· Q45 4 door
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Back to the Top
Isuzu
| Lower |
Higher |
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· Trooper sportswagon
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· 2 wheel drive and 4 wheel drive ok
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Back to the Top
Jaguar
| Lower |
Higher |
· XJ6, XJ12, XJR 4 door
· XJS convertible
|
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Jeep/Eagle
| Lower |
Higher |
· Summit 4 wheel drive station wagon
· Vision 4 door
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· Summit 2 door and 4 door
· Talon 2 door
· Talon 4 wheel drive 2 door
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Lexus
| Lower |
Higher |
· ES 300 4 door
· GS 300 4 door
· LS 400 4 door
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· SC 300 2 door
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Lincoln
| Lower |
Higher |
· Continental 4 door Mark VIII 2 door
· Town Car 4 door
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Mazda
| Lower |
Higher |
|
|
· 626 4 door
· MX3 2 door
· MX6 2 door
· Protege 4 door
· RX-7 2 door
· B2300, B4000 2 wheel drive pickup
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Mercury
| Lower |
Higher |
· Cougar 2 door
· Grand Marquis 4 door
· Sable 4 door and station wagon
· Villager van
|
· Tracer 4 door
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Mercedes
| Lower |
Higher |
· C220, C280, C36 AMG 4 door
· E320 2 door, 4 door, station wagon
· E300, E420 4 door
· S320, S350, S420 4 door
· S500, S600 2 door and 4 door
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Mitsubishi
| Lower |
Higher |
|
|
· 3000GT 2 door
· 3000GT 4 wheel drive 2 door
· Eclipse 2 door
· Eclipse 4 wheel drive 2 door
· Galant 4 door
· Mirage 2 door and 4 door
· Mighty Max 2 wheel drive pickup
· Montero sportswagon
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Nissan
| Lower |
Higher |
|
· Quest van
|
· 200 SX 2 door
· 240 SX 2 door
· 300 ZX 2 door, 2+2, convertible
· Sentra 4 door
· Nissan 2 wheel drive and 4 wheel drive pickup
· Pathfinder 2 wheel drive and 4 wheel drive sportswagon
|
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Oldsmobile
| Lower |
Higher |
· Aurora 4 door
· Cutlass Cruiser station wagon
· Cutlass Ciera 4 door
· Cutlass Supreme 2 door and 4 door
· Eight-eight 4 door
· Ninty-eight 4 door
· Silhouette van
|
|
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Porsche
| Lower |
Higher |
|
|
· 911 2 door and convertible
· 928 2 door
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Plymouth
| Lower |
Higher |
|
· Voyager 2 wheel drive and 4 wheel drive van
|
· Acclaim 4 door
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Pontiac
| Lower |
Higher |
· Bonneville 4 door
· Grand Prix 4 door
· Trans Sport van
|
· Firebird 2 door and convertible
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Saturn
| Lower |
Higher |
|
· SW1, SW2, station wagon
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· SC2 2 door
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Suzuki
| Lower |
Higher |
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·
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· Swift 2 door
· Samurai sportswagon
· Sidekick 2 wheel drive and 4 wheel drive sportswagon
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Toyota
| Lower |
Higher |
· Camry 4 door and station wagon
· Landcruiser sportswagon
· Previa 2 wheel drive and 4 wheel drive van
|
· Celica 2 door
· Corolla 4 door
· Paseo 2 door
· Supra 2 door
· Tercel 2 door and 4 door
· Compact 2 wheel drive and 4 wheel drive pickup
· 4 Runner 4 wheel drive sportswagon
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Volkswagon
| Lower |
Higher |
|
· Eurovan
|
· Passat 4 door
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Volvo
| Lower |
Higher |
· 850 4 door and station wagon
· 940, 960 4 door and station wagon
|
|
Back to the Top
Miscellaneous Models
| Lower |
Higher |
· Alfa Romeo 164 4 door
· Bentley 2 door, 4 door, convertible, limo
· Land Rover Discovery sportswagon
· Rolls Royce 4 door, convertible, limo
· Saab 900 2 door, 4 door, convertible
· Subaru Impreza station wagon
|
· Audi Cabriolet convertible
· Kia Sephia 4 door
· Range Rover County long-wheel base sportswagon
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Source: State Farm Insurance
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