2005 Post 200

Columbia Bancorp

7168 Columbia Gateway Dr.

Columbia, Md. 21046

www.thecolumbiabank.com

Year founded: 1987

Industry: Banking

Post 200 Category: Top Financial Companies

Revenue: n/a

Net Income/Loss: $13.29 Million

Earnings per share: $1.80

Dividend: $0.62

Stockholder equity: $92.35 Million

Auditor: KPMG LLP

Stock: CBMD

Assets: $1.18 Billion

Market capitalization: $225.24 Million

52-week high: 37.49 11/23/2004

52-week low: 26.5 7/27/2004

CEO: John M. Bond Jr.

President and COO: John A. Scaldara Jr.

Employees: 362

Local employees: 362

Description: Columbia Bancorp is a bank holding company and parent company of Columbia Bank, with 24 locations in the Baltimore-Washington corridor.

Developments: The company's $13.3 million profit in 2004 was up 11.6 percent from the previous year. Columbia Bancorp's return on average equity was 14.88 percent last year compared with 14.63 percent in 2003. The company said its total loans for the year, net of unearned income, increased 13.7 percent to $950.2 million, mostly because of its strong showing in the real estate development, construction and commercial real estate lending markets. Columbia Bancorp named James P. Radick as executive vice president and chief financial officer in December. Radick succeeds John A. Scaldara Jr., who is now president and chief operating officer.

© 2005 The Washington Post Company