Intersections Inc.

14901 Bogle Dr.

Year founded: 1996

Industry: Financial services

Post 200 Category: Top 125 Companies

Revenue: $152.92 Million

Net Income/Loss: $10.95 Million

Earnings per share: $0.64

Dividend: n/a

Stockholder equity: $87.13 Million

Auditor: Deloitte & Touche

Stock: INTX

Assets: $109.11 Million

Market capitalization: $254.98 Million

52-week high: 27.45 6/24/2004

52-week low: 11.45 8/10/2004

Chairman and CEO: Michael R. Stanfield

President: Kenneth D. Schwarz

Employees: 596

Local employees: 400

Description: Intersections Inc. provides credit-management and identity-theft protection and recovery services. It markets its services directly to consumers, under its brand names of Identity Guard and CreditProtect, and indirectly through credit card and financial service companies that offer Intersections' services to their customers.

Developments: Intersections, which went public in April 2004, is seeking to benefit from a growth market: identity theft. In 2002, about 10 million people were victims of identity theft, with the Internet making it easier to pick people's pockets electronically. In 2005, a new federal law requiring credit-reporting agencies to provide credit reports may heighten consumer awareness of the problem. Launched in 1996 as CreditComm Services LLC, the company is one of the pioneers in the information-protection field, which has grown increasingly competitive as more companies enter the field of policing purloined data. The company, which provides daily credit checks and fraud insurance, has about 2.9 million customers, up from 2.3 million in 2003. It is positioning itself to expand on a number of fronts. In 2004, the company opened a customer call center in New Mexico. It rolled out programs targeting the Canadian and Hispanic markets. And it was selected to serve as the Financial Services Roundtable's identity theft assistance center, helping victims track their losses and navigate the complex terrain of repairing their credit after criminals misuse their personal data. In October, Intersections bought American Background Information Services Inc. for $18.5 million in cash. The Winchester-based company, which will operate as a separate subsidiary, provides pre-employment background checks.

Executive Compensation
CEO: Michael R. Stanfield
Total Cash: $354,000.00
Total Compensation: $3,318,698.00