An $8 million, 200,000-square-foot, two-story shopping mall is planned in Ocean City, developer Howard Bernstein reported here yesterday.

Bernstein is a former real estate title insurance company executive and an investment property owner. He said a spring start is planned for the development on a 10-acre site on the bay side of the Ocean Highway between 117th and 121st streets in N. Ocean City. The site is directly east of the Carousel apartment-hotel complex and just north of the new Gold Coast Mall.

Bernstein said that he has zoning and site approval for the new mall on a previously undeveloped site, some of which was produced by an approved landfill operation.

He described the development as the first two-story, escalator-served mall on the Delmarva Peninsula. He said Couzens-Kobsa of Baltimore and Ocean City has designed the mall to have 800 parking spaces.

Bernstein said that his wife, Maxine, and their three grown children are partners in the family-owned development project, trading as H&M Enterprises. No leases have been signed but he said that anchor stores are expected to include major drug and grocery stores, a small department store and specialty shops.

Bernstein and his wife live in Bethesda and also own an apartment in the Capri condominium in Ocean City.