First American Bank of Maryland has elected Paul G. Adams III executive vice president for retail banking and support services. Adams joined First American in 1976 and served most recently as senior vice president in charge of the finance division. Prior to joining the bank, Adams was vice president and controller of the northern region of Bank of Virginia Co.

Dr. Robert J. McNeal has been named head of the Washington office of Environmental Research & Technology Inc.

A. James Clark, president of the George Hyman Construction Co., and F. Elwood Davis, a partner in the law firm of Reasoner, Davis and Vinson, have been elected to the board of directors of Acacia Mutual Life Insurance Co.

Stanley A. Rosenthal has been elected a corporate vice president and been named general manager of the data communications division of the Penril Corp.

Katherine C. Madaleno has been elected vice president and manager of personnel and office administration for Walker & Dunlop.

Tom C. Veblen has been appointed senior vice president of the consulting firm of Schnittker Associates.

Central Charge Service Inc. has promoted Joseph F. Jennings to vice president and sales manager and Robert M. Burdette to assistant marketing officer and assistant sales manager.

Frank S. Kaulback III has been promoted to vice president for credit administration for The National Bank of Fairfax.