A table in the Jan. 6 Business and Finance Section listing area institutions offering the new 30 month certificates of deposit incorrectly listed Women's National Bank of Washington under the Maryland heading. In addition, First Women's Bank of Maryland should have been included as offering the certificates with a minimum deposit of $500.

Effective Jan. 1, federal financial regulators have authorized sales of a new 2 1/2-year certificate of despoist offering near market rates for small savers.

This means that a depositor with as little as $100, who formerly could get only 5.5 percent interest on a passbook account at federally insured savings and loan associations or 6.5 percent by leaving the money on deposit for that long, now can get more than 11 percent. The certificates are fully insured by the federal government.

The certificate, issued for 30 months or more, replaces the four-year certificate authorized early last year. The interest rate will be announced regularly by the Treasury three business days before the end of each month, and will vary according to the rate paid on 2 1/2-year Treasury securities.

Savings and loan associations are permitted to pay an interest rate one-half percentage point below the Treasury rate while the commercial bank rate is three-quarter percentage point below the government rate. For January, the rates are 10.4 percent for S&Ls and 10.15 percent for banks. Compounding of interest is allowed, so effective yields are higher. Regulations do not set any minimum deposit, but each institution is free to impose one. (TABLE) (COLUMN)Minimum(COLUMN)Percentage(COLUMN)Annual Yield Name(COLUMN)Amount(COLUMN)Rate(COLUMN)or Compounding *4*SAVINGS AND LOANS *4*D.C. American Federal(COLUMN)$500(COLUMN)10.40(COLUMN)10.98 Columbia Federal(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Eastern Liberty(COLUMN)$100(COLUMN)10.40(COLUMN)10.96 First Federal(COLUMN)$100(COLUMN)10.40(COLUMN)10.96 Home Federal(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Interstate(COLUMN)$100(COLUMN)10.40(COLUMN)10.96 Jefferson Federal (3-year M.M.)(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 National Permanent(COLUMN)$100(COLUMN)10.40(COLUMN)10.96 Perpetual(COLUMN)$1,000(COLUMN)10.40(COLUMN)10.96 Washington Federal(COLUMN)$500(COLUMN)10.40(COLUMN)10.96 *4*MARYLAND Chevy Chase(COLUMN)$100(COLUMN)10.40(COLUMN)10.81 Citizens Federal(COLUMN)$500(COLUMN)10.40(COLUMN)10.96 County Federal(COLUMN)$500(COLUMN)10.40(COLUMN)11.12 Equitable(COLUMN)$500(COLUMN)10.40(COLUMN)11.12 Government Services(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Guardian Federal(COLUMN)$500(COLUMN)10.40(COLUMN)11.08 Maryland Federal(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Metropolitan Federal(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Standard Federal(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 *4*VIRGINIA Arlington-Fairfax(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 First Commonwealth-Alexandria(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 First Federal-Alexandria(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 First Federal-Arlington(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Northern Virginia(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Piedmont Federal-Manassas(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Providence-Vienna(COLUMN)$1,000(COLUMN)10.40(COLUMN)11.12 United-Arlington(COLUMN)$500(COLUMN)10.40(COLUMN)11.12 Suburban-Annandale(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 Washington-Lee(COLUMN)$100(COLUMN)10.40(COLUMN)11.12 *4*BANKS *4*D.C. American Security(COLUMN)$500(COLUMN)10.15(COLUMN)not compounded D.C. National(COLUMN)$1,000(COLUMN)10.15(COLUMN)quarterly Madison National(COLUMN) *(COLUMN)-(COLUMN)- National Bank of Wash.(COLUMN) *(COLUMN)-(COLUMN)- National Savings & Trust(COLUMN)$1,000(COLUMN)10.15(COLUMN)quarterly Riggs(COLUMN)$1,000(COLUMN)10.15(COLUMN)not compounded Security National(COLUMN) *(COLUMN)-(COLUMN)- Union First(COLUMN)$500(COLUMN)10.15(COLUMN)quarterly *4*MARYLAND Bank of Bethesda(COLUMN) *(COLUMN)-(COLUMN)- Bank of Maryland(COLUMN)$1,000(COLUMN)10.15(COLUMN)not compounded Citizens Bank & Trust(COLUMN)$500(COLUMN)10.15(COLUMN)not compounded Equitable Trust(COLUMN)$500(COLUMN)10.15(COLUMN)10.84 First American Bank of Md.(COLUMN)$1,000(COLUMN)10.15(COLUMN)10.68 First National Bank of Md.(COLUMN)$500(COLUMN)10.15(COLUMN)10.54 Maryland National(COLUMN)$500(COLUMN)10.15(COLUMN)daily Peoples Security(COLUMN)$500(COLUMN)10.15(COLUMN)quarterly Potomac Valley(COLUMN)$500(COLUMN)10.15(COLUMN)quarterly Suburban Trust(COLUMN)$500(COLUMN)10.15(COLUMN)10.54 Union Trust(COLUMN)$300(COLUMN)10.15(COLUMN)daily Women's National(COLUMN)$1,000(COLUMN)10.15(COLUMN)quarterly *4*VIRGINIA Bank of Virginia(COLUMN)$1,000(COLUMN)10.15(COLUMN)not compounded Dominion National(COLUMN)$100(COLUMN)10.15(COLUMN)10.68 First American(COLUMN)$1,000(COLUMN)10.15(COLUMN)quarterly First and Merchants(COLUMN)$500(COLUMN)10.15(COLUMN)not compounded First Virginia(COLUMN)$1,000(COLUMN)10.15(COLUMN)quarterly National Bank of Fairfax(COLUMN)$500(COLUMN)10.15(COLUMN)quarterly Northern Virginia(COLUMN)$500(COLUMN)10.15(COLUMN)quarterly United Virginia(COLUMN)$100(COLUMN)10.15(COLUMN)continuously Virginia National Bank(COLUMN)$100(COLUMN)10.15(COLUMN)quarterly(END TABLE) *-Certificates not offered at time of survey.