Thomas L. Phillips has been elected to the board of directors of the Central National Bank of Maryland. Phillips is president of Phillips Publishing Inc.

Richard V. Biggs Jr., Richard I. Isacoff and Keith H. May have been elected vice presidents with the Provident Savings Bank in Baltimore.

David I. Ginsburg has been promoted to senior vice president for loan production and real estate investments with the United Mortgage & Investment Corp.

Norman E. Bradford has joined Century National Bank as vice president for marketing development.

Cynthia Ely, Lina Walters, Kenneth L. Sherman, Charlotte Simpson-Hopkins, Walter N. Smith, Howard S. Brooks, Denise V. Brown-Hart and Gloria Asher have been promoted to assistant vice presidents with NS&T Bank.

The Abu Dhabi International Bank Inc. has announced the following appointments: Robert W. Hull to senior vice president; Russell C. Immermann and Kamal H. Youssef as vice presidents and Kevin Barnhurst and John Hartman as assistant vice presidents.

John P. Harris has been promoted to vice president and director of mortgage development with the Annapolis Federal Savings and Loan Association. Donna L. Moore has been promoted to personnel manager and Michael T. McGraw has been promoted to branch manager of the association's Severna Park office.