Emily H. Womach, president and chief executive officer of the Women's National Bank, has resigned because of injuries she suffered in an automobile accident last October that killed her husband William. Womach was one of the founders of Women's National Bank, the first federally chartered bank for women, which opened in Washington in 1978.

In her letter of resignation to the bank's board of directors dated March 10, Womach said: "Having tried to return to full-time employment at the bank since I was injured in October 1982, in an accident that took my husband's life and nearly my own, I now realize that I am no longer physically able to serve."

Eve Grover, a 35-year banking veteran and president and chief executive officer of the First Women's Bank of Maryland in Rockville since its opening in 1979, said Womach's resignation was a "tremendous loss to Women's National Bank and its customers." Grover called Womach "an outstanding banker and a terriffic credit to all women as well as bankers. I will miss her as a friend as well as a colleague."

Ward Dworshak, a member of the Women's National Bank board of directors since 1979, said the board "was very distressed" upon the news of Womach's accident and later resignation. He said the board's search committee for Womach's successor has "just got under way" and candidates have not yet been identified. The board is looking for a woman because Women's National is "a minority bank and we want to retain that status," he said.

Dworshak said the board of directors elected Womach honary director of the bank upon her resignation.

Robert A. Bisselle, the bank's executive vice president, will serve as acting president and chief executive officer until Womach's successor is chosen.

Womach was a former vice president of the Farmers Bank of the State of Delaware before becoming president of Women's National Bank.