Stuart A. McFarland has been named executive vice president and chief financial officer of the Federal Home Loan Mortgage Corp. effective Oct. 31. He is currently executive vice president and chief planning officer. Scott R. Daugherty was named vice president of investor marketing.

Richard Swift has been named senior vice president of the National Bank of Washington. Swift will be in charge of the new institutional asset services department. Swift was formerly senior vice president for national accounts and employe benefits of First American Bank.

James C. Akers has been elected senior vice president of Farmers and Mechanics National Bank. He joined Farmers and Mechanics in 1971 as a data processing manager.

Kenneth N. Lard has been named manager of Suburban Bank's new discount brokerage service.

Robert G. Wheeler has been promoted to assistant vice president of Provident Savings Bank. Carl. R. Knoch was promoted to marketing officer.

John Costello, David Opper, Richard Reedy and Tony Riolo have been promoted to vice presidents of First American Bank of Virginia.

Joan Schonholtz has been elected chairman of FWB Bancorporation, the new holding company of First Women's Bank of Maryland. Melvyn J. Estrin was named president. Schonholtz and Estrin are executives of First Women's Bank. Judy M. Schlitz has been named branch manager of the new Crofton office of United Bank and Trust Co. of Maryland. David Kelley was named branch manager of United Bank's South River branch office.

Thomas E. Beery has been named senior vice president and commercial loan and compliance officer of Security National Bank. Beery was formerly senior vice president of Central National Bank of Maryland.

William F. Wilkinson III has been named senior vice president of Washington Federal Savings and Loan Association. Wilkinson was formerly vice president of American Security Bank, the Carey Winston Co. and the B. F. Saul Co.

Phillip D. Fowler has been promoted to assistant vice president of Bank of Virginia.

John C. Haigh has been elected executive vice president of The Savings Bank of Baltimore. Haigh is president of Savings Bank's wholly owned subsidiary, The Savers Leasing Corp. Anthony P. Carey was named commercial insurance manager of The Savers Insurance Agency Inc., also a subsidiary of Savings Bank.

Cyrus A. Ansary, Thomas J. Owen and John A. Beck have been named directors of the Washington Mutual Investors Fund. Ansary is president of Lambert Publications Inc. and chairman of the board of trustees of American University. Owen is chairman of the board and chief executive officer of Perpetual American Federal Savings and Loan Association. Beck is a senior partner of the law firm of Martin, Beck and Smith.