6: DOMINION BANKSHARES CORP. 213 S. Jefferson St. P.O. Box 13327 Roanoke, Va. 24040

ASSETS: $4.32 billion PROFITS: $32.9 million EARNINGS PER SHARE: $3.25 DIVIDEND: $1.11 STOCKHOLDERS' EQUITY: $236.8 million RETURN ON EQUITY: 15.2 percent EXCHANGE: OTC EMPLOYES: 3,303 TOP EXECUTIVE: Warner N. Dalhouse, president and chief executive officer FOUNDED: 1882

DESCRIPTION: Dominion is the third-largest bank holding company in the state, with 184 offices, including 30 in Northern Virginia. It also has four subsidiaries that engage in mortgage banking, leasing, trust operations and farm loans.

DEVELOPMENTS: Earnings for 1984 increased by 34 percent, loans expanded by 30 percent, and deposits were up 15 percent at Dominion. Total loans charged off amounted to $7.4 million, an increase of 61 percent. Loan-loss reserves were increased to $36 million from $25 million, in part to anticipate a possible economic downturn and in part to increase primary capital.

In 1984 Dominion acquired three banks: First Bassett Bank and Trust, People's Bank of Chesterfield and Bank of the James. These added $185 million in assets and 14 offices. This year Dominion will complete its acquisition of the Bank of West Point, with eight offices, and the Bank of Virginia Beach, with offices in the Tidewater area. It also has announced plans to purchase Continental Bank & Trust Co. of Springfield.

Dominion has reorganized its operations and consolidated all acquisitions into five banks, to be known as the Dominion Banks of Northern Virginia, Richmond, Greater Hampton Roads, and Shenandoah Valley, respectively, and Dominion Bank NA, serving southwest Virginia. 7: BANK OF VIRGINIA CO. 7 N. Eighth St. P.O. Box 25970 Richmond, Va. 23219

ASSETS: $4.13 billion PROFITS: $37.1 million EARNINGS PER SHARE: $2.93 DIVIDEND: 94 cents STOCKHOLDERS' EQUITY: $227.9 million RETURN ON EQUITY: 17.1 percent EXCHANGE: NYSE EMPLOYES: 3,021 TOP EXECUTIVE: Frederick Deane Jr., chairman and chief executive officer FOUNDED: 1922

DESCRIPTION: Bank of Virginia is the fourth-largest bank holding company in the state. It has 131 offices throughout Virginia.

DEVELOPMENTS: The company recorded record profits for the fiscal year ended Dec. 31, up 23 percent from 1983. There was a 2-for-1 stock split at midyear. The loan-loss provision was increased by $10 million to $27.4 million; actual loan losses rose 48 percent to $20.7 million, primarily because of credit card losses, which more than doubled. Nonearning assets increased slightly to $29.8 million. About half of that figure represents loans to Latin American countries and Poland.

The company acquired Bank of Montross in 1984 and completed its acquisition last month of Citizens Trust Co. in Portsmouth. 8: FIRST MARYLAND BANCORP. 25 S. Charles St. Baltimore, Md. 21201

ASSETS: $4.11 billion PROFITS: $23.3 million EARNINGS PER SHARE: $3.85 DIVIDEND: $1.57 1/2 STOCKHOLDERS' EQUITY: $246.4 million RETURN ON EQUITY: 10.2 percent EXCHANGE: OTC EMPLOYES: 3,593 TOP EXECUTIVES: J. Owen Cole, chairman; Charles W. Cole Jr., president and chief executive officer FOUNDED: 1806

DESCRIPTION: First Maryland Bancorp. is the state's second-largest bank company. Its principal subsidiary is First National Bank of Maryland, which operates 173 branches in Maryland and loan production offices in four cities outside the state. Other First Maryland subsidiaries include First Omni Bank, a credit card service facility in Delaware; First Maryland Leasecorp; First Manufactured Housing Credit Corp; First Maryland Mortgage Corp., and sales, finance, traveler's check and credit-related insurance subsidiaries. DEVELOPMENTS: First Maryland completed the third transaction last year under an agreement that will place it under the control of Allied Irish Banks of Dublin. The bank company announced the agreement with Allied Irish two years ago. Last year's transaction -- in which Allied Irish bought 250,000 new shares for $11 million -- raised Allied Irish's interest in First Maryland to 45 percent. The agreement calls for First Maryland to issue 250,000 new shares annually to Allied Irish from 1985 to 1987. Allied Irish will own more than 50 percent of First Maryland when the transactions are completed.

In other developments, the Maryland bank last year acquired Hampstead Bank of Carroll County and Frostburg National Bank. 9: AMERICAN SECURITY CORP. 730 15th St. NW Washington, D.C. 20013

ASSETS: $4.08 billion PROFITS: $4.7 million EARNINGS PER SHARE: 41 cents DIVIDEND: $1.02 STOCKHOLDERS' EQUITY: $229.5 million RETURN ON EQUITY: 2 percent EXCHANGE: OTC EMPLOYES: 1,439 TOP EXECUTIVE: Daniel J. Callahan III, chairman and chief executive officer FOUNDED: 1814

DESCRIPTION: American Security Corp. is the parent company of American Security Bank, the District's second-largest commercial bank. The company also has subsidiaries that manage investment funds, provide life insurance brokerage and offer travel services, and it owns a venture capital company that invests in small entrepreneurial firms.

DEVELOPMENTS: American Security had a bad time in 1984 after years as the most profitable bank in the nation's capital. Because of a string of bad loans -- mainly in shipping, energy and real estate -- the bank was required to set aside an extraordinary $37 million in loan-loss reserves in the final quarter of last year. American Security Corp. reported an $11.9 million loss for the quarter and full-year profits of $4.7 million, compared with $31.4 million in 1983.

W. Jarvis Moody resigned unexpectedly as American Security's chairman early this year, citing health reasons. He was succeeded by Daniel J. Callahan III. Callahan had been the No. 2 executive at rival Riggs National Bank for years, but he left Riggs in 1983 after the District's biggest bank was purchased by Joe L. Allbritton.

Analysts said the big loan-loss provision -- which followed an examination by federal regulators -- appears to be large enough to cover the bank's problem loans, and that earnings should recover in 1985. For the full year, American Security added $61 million to its loan-loss reserves, compared with $9 million in 1983.

Nonperforming loans, however, are likely to be a drag on the bank's earnings for some time. American Security returned to profitability in the first quarter of 1985, but its net income was 18 percent below that for the first three months of 1984, mainly because of its loan problems.

The Comptroller of the Currency has required the bank to maintain capital equivalent to 6 percent of its assets until June 30 and 6.5 percent after that. On Dec. 31, the bank's primary capital was equivalent to 6.4 percent of assets. 10: PERPETUAL AMERICAN BANK 2034 Eisenhower Ave. Alexandria, Va. 22314

ASSETS: $3.57 billion LOSS: $2 million LOSS PER SHARE: 35 cents DIVIDEND: None STOCKHOLDERS' EQUITY: $173.9 million RETURN ON EQUITY: NA EXCHANGE: OTC EMPLOYES: 1,000 TOP EXECUTIVE: Thomas J. Owen, chairman, president and chief executive officer FOUNDED: 1881

DESCRIPTION: Perpetual American Bank is the largest thrift institution in the Washington area. It operates 53 branches, 49 automatic teller machines, five mortgage loan offices, four stock brokerage offices and a commercial banking office. Through a series of interstate mergers over the past five years, Perpetual has become the only federally insured savings institution permitted under law to branch and acquire other savings institutions throughout the District, Maryland and Virginia. Along with three other thrifts, it founded a nationwide stock brokerage service, known as Invest, for savings institutions and state-chartered commercial banks.

DEVELOPMENTS: After doing business in the Washington area for 103 years as a mutual savings institution, Perpetual American last year converted to a stock savings bank. The conversion was completed last summer, when Perpetual issued 6.8 million shares of common stock for a net gain of $45.4 million.

Although Perpetual acquired Interstate Federal Savings and Loan (a former D.C. S&L) in 1983, consolidation of the two companies was not completed until fiscal 1984. In other developments last year, Perpetual formed a new subsidiary, Perpetual American Mortgage Co. (Pamco), increasing its ability to originate and sell commercial, construction and residential mortgages. The acquisition of Reilly Mortgage Group Inc., a mortgage servicing company, boosted Perpetual's expertise in the purchase, sale and servicing of large, HUD-insured, FHA multifamily residential loans for institutional investors.