You say you hate your job? You can barely drag yourself out of bed to go to work in the morning? Your boss isn't your favorite person?

Well, you may be in the minority.

According to a survey done for The Conference Board, three out of five Americans generally like their jobs and are interested in their work, despite the increasingly common perception that mergers and corporate restructuring have left a bad taste in workers' mouths and damaged their loyalty.

Not even the commute to work rattles most people.

So cozy are things, in fact, that a large majority told the business research organization they are "comfortable" with their supervisors and their fellow workers.

"Most people are quite contented with what they are doing," said Fabian Linden, executive director of The Conference Board's consumer research center. The study by National Family Opinion Research in Toledo is based on a survey of 5,000 households chosen to represent a cross section of American families.

What surprised Conference Board economist Jason Bram was the extent to which people were unhappy with their pay. And their pensions. And their promotions -- or lack thereof. In other words, there was a low degree of satisfaction with life's bread-and-butter issues.

Though three out of five of the people interviewed expressed satisfaction with their companies' vacation policies and about half were content with health and sick leave plans, there was a much higher level of griping about wages, pension plans and promotion policies.

"The problem is we all are absolutely convinced we are underpaid," said Linden. "It's part of the human condition."

Only two out of five people were reasonably satisfied with their paychecks, with about same number voting against their pension plans. There is even less happiness about how quickly promotions come -- if at all.

Linden theorized that problems with pensions have become more pronounced as workers change jobs more often, usually forfeiting pension benefits along the way. Also, pensions are rarely indexed to inflation.

Disgruntlement about not moving up in the corporate world or on the factory floor may be related to the number of baby boomers who are ripe for promotions, but know they can't all be promoted.

"The statistics are against them," said Linden.

Another key to job happiness apparently is linked to where you live.

Workers in New England are the most contented. "They feel secure and probably get paid better," said Bram, noting that there is a tight job market in many of the New England states.

In fact, the survey data showed that more than half of the workers in New England earned $30,000 or more, while only 44 percent in the overall sample of households had the same earning power.

Happy workers -- or at least those with above average job satisfaction -- also live in the Rocky Mountain states or west north central states such as Kansas, Nebraska, Iowa, North Dakota, South Dakota, Missouri and Minnesota.

Unhappy workers, or those who expressed relatively low levels of satisfaction with the economic circumstances surrounding their jobs, live in New York, New Jersey and Pennsylvania.

Maybe it has something to do with the commute to work after all.