BECAUSE OF INCORRECT INFORMATION SUPPLIED BY E-TRADE'S PUBLIC RELATIONS FIRM, THE COMPANY'S COMMISSIONS WERE INACCURATELY DESCRIBED IN A GRAPHIC IN SUNDAY'S BUSINESS SECTION. E-TRADE CHARGES $14.95 FOR NEW YORK STOCK EXCHANGE-LISTED MARKET ORDERS UP TO 5,000 SHARES; LARGER TRADES COST $14.95 PLUS 1 CENT PER SHARE. NASDAQ TRADES OF ANY QUANTITY ARE $19.95. (PUBLISHED 08/26/98)

Ready to explore Internet trading? Here are only a few of the growing number of online brokerage companies to consider. They offer a variety of services at a variety of prices. All the information here was provided by the firms themselves. * Company * Minimum amount needed to open an account * Cost per stock trade * Other services offered (may require additional fee) and incentive programs, if any Ameritrade 1-800-276-8746 www.ameritrade.com $2,000 $8 for market trades $13 for limit trade Real-time quotes, research, IRAs, check writing, debit cards Brown & Co. 1-800-822-2021 www.brownco.com $15,000 in cash or negotiable securities $5 market orders up to 5,000 shares (1 cent per share thereafter) $10 limit orders up to 5,000 shares (1 cent per share thereafter) Real-time quotes, links to research sites Charles Schwab & Co. 1-800-435-4000 www.schwab.com $2,500 $500 for IRAs $29.95 for trades up to 1,000 shares (3 cents per share thereafter) Real-time quotes, research, customized account views, stock and mutual fund selection tools, asset allocation tools Datek 1-888-463-2835 www.datek.com $2,000 $9.99 up to 5,000 shares (maximum allowed per trade) Real-time quotes, charts, news, research, tip sheets Discover Brokerage 1-800-688-6896 www.discoverbrokerage.com $2,000 $14.95 for market orders up to 5,000 shares $19.95 for limit orders up to 5,000 shares (More than 5,000: 1 cent per share for entire order for listed stocks) Real-time quotes, graphs, research and news; Incentive programs begin in September DLJ Direct 1-800-825-5723 www.dljdirect.com No minimum $20 per trade up to 1,000 shares (2 cents per share thereafter) stocks trading at less than $1 have additional restrictions Real-time quotes, research, access to IPOs lead managed by DLJ, asset management tools, charts, news, stock and mutual fund selection tools, model portfolios, company information, direct bill payment; Incentives: 60-day free trial of DLJ online research E-Trade 1-800-786-2575 www.etrade.com $1,000 for regular trading $2,000 for options $14.95 for up to 5.000 shares of over-the-counter stocks (1 cent per share thereafter) $19.95 for up to 5,000 shares of New York Stock Exchange stocks (1 cent per share thereafter) Real-time quotes, news, research, charts, portfolio management tools, credit cards, mortgages, options analysis, IPO access; incentives: $50 for signing up Fidelity Brokerage 1-800-544-8888 www.fidelity.com $5,000 in cash or securities $14.95 per trade for up to 1,000 shares for customers who trade 12 or more times per year or have more than $100,000 in Fidelity or Funds Network mutual fund assets. (2 cents per additional share for trades over 1,000 shares) $25 per trade for all other customers Real-time quotes, research, IPO access, stock and mutual fund selection tools, check writing, debit and credit cards, direct bill payment; Incentives: Open an account with $10,000 and trade by Oct. 31, 1998, and receive a voucher for free airfare to London, Mexico or Hawaii when you buy a seven-night stay at participating hotel Jack White & Co. 1-800-753-1700 www.jackwhiteco.com No minimum $25 per trade up to 1,250 shares (2 cents per share thereafter) Real-time quotes, research, news and portfolio monitoring tools National Discount Brokers 1-800-888-3999 www.ndb.com No minimum $14.75 for market orders $19.75 for limit orders (1 cent per share over 5,000 for NYSE and AMEX trades) NOTE: Only one commission fee charged for multiple trades of a stock on the same side of the market (buy or sell) on the same day Real-time quotes, news, research, company information, charts, asset management tools, direct bill payment, IPO access; Incentives: customers who apply for a NDB Platinum Visa Card will get $50 that can be used toward NDB trade commissions Quick and Reilly 1-800-837-7220 www.quick-reilly.com No minimum $14.95 for market orders up to 5,000 shares (2 cents per share thereafter) $19.95 for limit orders up to 5,000 shares (2 cents per share thereafter) Real-time quotes, research, news, company information, portfolio tracking, charts; Incentives: 30 percent off Microsoft Investor Web site. SureTrade 1-401-642-6900 www.suretrade.com No minimum $7.95 per trade up to 5,000 shares (trades of more than 5,000 incur 1 cent per share additional charge for entire order) Real-time quotes, research, news, company information, portfolio tracking, charts Waterhouse Securities 1-800-934-4443 www.waterhouse.com $2,000 in cash or securities (free with regular Waterhouse Securities account) $12 per trade up to 5,000 shares (trades over 5,000 will incur a 1 cent per share charge on the entire order) Real-time quotes, charts, news, portfolio tracking, company information, various printed information, asset management tools, IRAs, access to IPOs * Time for market orders to be confirmed * When Internet service began * Margin account interest rate? (depends on amount and date) * Can you trade futures, options and mutual funds online? * Number of online accounts * What type of customer does your service appeal to? * How do you justify your trading charge? AMERITRADE 93% are processed and confirmed in less than one minute 1994 1.75 below to 0.75 percentage points above prime Options and mutual funds (more than 6,000) 267,000 Self-sufficient, serious traders Low cost due to location, sophisticated technology infrastructure and owning own data-processing software BROWN & CO. As little as 5 seconds 1998 6.25 to 7.25 percent Options (more than 5,000 mutual funds will be added in the fourth quarter) 30,000 Active traders with at least 5 years experience, annual income $40,000 or more and net worth of at least $50,000 Experienced clients do not require expensive or time-consuming services CHARLES SCHWAB & CO. Seconds 1996 7.75 to 9.25 percent Options and mutual funds (1,500) 1.9 million Customers who value many services Customers like value-added services such as direct access to brokers and branch offices DATEK Confirmations are made when trade is completed. 1996 7 percent Mutual funds (more than 2,000) 110,000 No particular type Best execution at best possible price DISCOVER BROKERAGE Less than one minute 1995 0.75 to 2.5 percentage points over broker call rate Options and mutual funds (about 3,500) 100,000 No particular type Mid-tier prices and services are competitive with those of higher-priced firms DLJ DIRECT Within seconds, depending on market conditions 1996 7 to 9 percent Options and mutual funds (6,385) 480,000 Self-directed, serious investors Flat rate pricing does not discourage investor from using telephone trading or customer service features E-TRADE Seconds 1996 6.75 to 9.25 percent Options and mutual funds (4,000) 460,000 26 to 45 years of age, highly educated and affluent; active lifestyle and e-commerce user Offers value-added products and services FIDELITY BROKERAGE A few seconds 1997 6.75 to 9.25 percent Options and mutual funds (more than 3,400) 1.4 million Wide range of investors who value full-featured brokerage account Mid-tier prices, products and services competitive with those of higher-priced firms JACK WHITE & CO. Seconds, depending on execution at the exchange 1996 7 to 8.75 percent Options and mutual funds (more than 6,900) 15,000 Market sophisticated, affluent, 45 plus years of age, do not need advice or counsel We can be classified as a middle of the tier discount broker pertaining to online fees. NATIONAL DISCOUNT BROKERS Seconds 1995 7.5 (or lower) to 9.49 percent Options and mutual funds (more than 7,700) 120,000 Long-term investors who want a breadth of products and services; hyperactive traders who use same side/day stock feature (see cost per trade) Mid-tier prices, products and services competitive with those of higher-priced firms and additional services for frequent traders. QUICK AND REILLY Generally seconds 1996 0.75 to 2 percentage points above broker call rate Options and mutual funds (more than 2,600) Will not disclose Experienced investors who prefer to make investment decisions on their own Mid-tier prices, products and services competitive with those of higher-priced firms and additional services for frequent traders. SURETRADE Seconds 1997 0.5 to 2 percentage points below broker call rate Options and mutual funds (more than 2,600) 135,000 Investors who monitor their portfolios closely and trade frequently Low price, but research tools are also offered WATERHOUSE SECURITIES As little as 3 to 6 seconds 1997 0.5 to 1 percentage points above broker call rate (lower rates available for frequent traders) Options and mutual funds (more than 7,200) 325,000 No particular type No hidden fees, extensive research tools and customer support