Gene Godbold

Position: President of Bank of America Greater Washington.

Career Highlights: Previously a mid-Atlantic commercial executive for NationsBank Corp. before its merger with Bank of America Corp. Before that he was the market manager of the mid-Atlantic specialty commercial banking group.

Age: 43

Education: Earned a bachelor's degree from Furman University in Greenville, S.C., and is a graduate of the Stonier Graduate School of Banking at the University of Delaware.

How has the recent merger between Bank of America and NationsBank affected the scope of your responsibilities? "I think from my position, it hasn't been too much of an impact, primarily because we didn't have any overlap here with the former Bank of America ... being based west of the Mississippi. From an operational perspective, the really good thing about it is that we're now able to provide coast-to-coast banking for our customers. But the only real difference is that I now have more time to spend out in communities interacting with our customers across the entire spectrum of Bank of America, where before I was only involved in our commercial operations."

Do you feel your company is sufficiently prepared to handle the self-regulatory concerns surrounding the pending banking reform legislation? "Organizationally, we are all really excited about the passage of this bill, because we feel very strongly that the current laws are very archaic, and the passage would be good for the banking industry as a whole and our customers specifically. Quite clearly, I think all of us in this industry are still trying to figure out how some of the details will fall out. But in the long term, this will certainly allow us to provide a broader range of services to our customers at a lower and more economical cost."