In the third quarter only four kinds of mutual funds really rose above the general malaise on Wall Street. Here are the top four sectors -- gold and precious metals, natural resources, emerging markets and real estate -- and the top three performers in each. Also listed are the top five holdings of each fund, dating from the last filing of that information (for some funds that was June 30; others are more recent). A couple of these funds are strictly for high rollers, but many are aimed at average individual investors.

Gold-Oriented

ProFunds Precious Metals (PMPIX) +26%

(Index fund pegged to the Dow Jones Precious Metals Index)

(Minimum initial investment $15,000)

Top holdings:

Newmont Mining Corp.

Barrick Gold Corp.

Placer Dome Inc.

Freeport-McMoRan Copper & Gold Inc.

AngloGold Ashanti Ltd.

Rydex Precious Metals (RYPMX) +17.68%

(Minimum initial investment $25,000)

Top holdings:

Newmont Mining Corp.

Freeport-McMoRan Copper & Gold Inc.

Barrick Gold Corp.

Placer Dome Inc.

AngloGold Ashanti Ltd.

First Eagle Gold (SGIIX) +16.38%

(Minimum initial investment $1 million)

Top holdings:

Gold in commodity form

Newmont Mining Corp.

Placer Dome Inc.

Industrias Penoles

Harmony Gold Mining Co.

Natural Resources

ProFunds Energy UltraSector (ENPIX) +15.73%

(Index fund based on the Dow Jones U.S. Energy Sector Index)

(Minimum initial investment $5,000)

Top holdings:

Exxon Mobil Corp.

ChevronTexaco Corp.

ConocoPhillips Co.

Schlumberger Ltd.

Occidental Petroleum Corp.

U.S. Global Investors Global Resources (PSPFX) +15.14%

(Minimum initial investment $5,000)

Top holdings:

Northern Orion Resources

Bonavista Energy Trust

South African Resources

Focus Energy

Enerplus Resources Fund

RS Global Natural Resources (RSNRX) +14.94%

(Minimum initial investment $5,000)

Top holdings:

BHP Billiton

Alcan

Alcoa

Peabody Energy

Progress Energy Ltd.

Real Estate

PIMCO Real Estate Real Return +11.79%

(Minimum initial investment $5,000)

Top holdings:

Real estate derivatives plus inflation-indexed domestic and foreign bonds

ProFunds Real Estate UltraSector (REPIX) +11.58%

(Index fund pegged to the Dow Jones U.S. Real Estate Index)

(Minimum initial investment $5,000)

Top holdings:

Equity Office Properties Trust

Simon Property Group Inc.

Equity Residential

General Growth Properties Inc.

Vornado Realty Trust

Strategic Partners Real Estate (PURAX) +10.35%

(Minimum initial investment $1,000)

Top holdings:

General Growth Properties Inc.

Rouse Co.

Simon Property Group Inc.

ProLogis Trust

Kimco Realty

Emerging Markets

Bernstein Emerging Markets Value (SNEMX) +14.36%

(Minimum initial investment $10,000)

Top holdings:

Petrol Brasileiros Preferred

Compal Electronics Inc.

Grupo Financiero Banorte

Sappi Ltd.

Satyam Computer Services Ltd.

iShares MSCI South Africa Index (EZA) +13.19%

(An exchange-traded fund)

Top holdings:

Anglo American PLC

Sasol Ltd.

Standard Bank Investment

Old Mutual PLC

MTN Group Ltd.

Delaware Pooled Emerging Markets (DPEMX) + 11.74%

(Minimum initial investment $1 million)

Top holdings:

Chunghwa Telecom Co.

CEMEX

Steinhoff International Holdings Ltd.

KT&G Co.

Sasol Ltd.

SOURCES: Lipper Inc., Morningstar Inc.