These firms recently filed with the U.S. Bankruptcy Court's local clerk of court offices.

Under Chapter 11 of the federal bankruptcy code, a company is protected from claims by creditors while it attempts to reorganize its finances under a plan approved by the court.

In a Chapter 7 liquidation, a court trustee sells assets to pay creditors' claims. The company then ceases operations.

Maryland District

Greenbelt Court

G-Power Inc.

13713 Ivywood Lane, Silver Spring, Md. 20904

Type of filing: Chapter 7 liquidation

Case number: 05-31098

Date filed: Sept. 15

Attorney: Chris C. Yum, 703-750-0002

Assets: $50,819

Liabilities: $198,383

Largest unsecured creditor: Hamel Builders Inc., $103,000

Bon Voyage Travel Store Inc.

10809 Brickyard Ct., Potomac, Md. 20854

Type of filing: Chapter 7 liquidation

Case number: 05-31116

Date filed: Sept. 16

Attorney: Robert K. Goren, 301-984-6266

Assets: $500

Liabilities: $1,040,580

Largest unsecured creditor: Mainstreet GOEP LLC, $913,160

Grade-A-Excavating Inc.

201 Ritchie Rd., Suite C-2, Capitol Heights, Md. 20743

Type of filing: Chapter 7 liquidation

Case number: 05-31150

Date filed: Sept. 16

Attorney: Leo J. Keenan III, phone number not listed

Assets: Zero

Liabilities: $1,203,354

Largest unsecured creditor: UPS Capital Business Credit, $612,000

Carpet Consultants Inc.

12036 Old Baltimore Pike, Beltsville, Md. 20705

Type of filing: Chapter 7 liquidation

Case number: 05-31333

Date filed: Sept. 19

Attorney: Richard M. McGill, 301-627-5222

Assets: $1,000

Liabilities: $369,030

Largest unsecured creditor: Bank of America, $94,239

District Court

National Association for Community Empowerment Inc.

1920 Martin Luther King Ave. SE, Washington, D.C. 20020

Type of filing: Chapter 11 reorganization

Case number: 05-01420

Date filed: Sept. 21

Attorney: Randy McRae, 301-429-1274

Assets: $100,001 to $500,000

Liabilities: $100,001 to $500,000

Largest unsecured creditor: Not disclosed

-- Compiled by Judith Mbuya