Consumer confidence was up in today's University of Michigan survey, but investor confidence sagged based on the closing numbers from Wall Street.

With today's 72 point drop to 10,371.84, the Dow Jones industrial average ended the week off 45 points and also ended a four-week win streak.

Stocks have turned down late in the session several times in the past few days, but never so dramatically as today, when the Dow fell almost 50 points in the last 15 minutes of trading.

The late sell-off also pulled the Standard & Poor's 500 stock index under water for the week. The S&P closed down 6 points at 1,134.43, off less than a point for the week.

Technology stocks held up better with the Nasdaq Stock Market composite index closing at 2,025.47, up almost 10 points for the day and ahead by almost 39 points for the week.

Investors seem to be counting on the technology sector to show the best improvement in earnings when quarterly financial reports begin to flow a few days from now.

But the Dow's blue chips and the broader collection of companies represented by the S&P 500 are being held back by big picture worries -- interest rates and the scheduled ascension to power of the interim government in Iraq.

What could happen in Iraq that would impact the market, nobody is saying, but everyday Wall Street pundits cite the shift in power next Wednesday as a factor in the stock market.

Wednesday also is when the Federal Reserve Board will announce its decision on interest rates -- a move whose impact on the market is more logical, if not predictable.

Wall Streeters have been predicting a rate increase for so long that the actual decision ought to be anti-climactic. Yet Wednesday is continually citied as a potential turning point for the stock market.

Come Wednesday, we'll see.