If you're tired of worrying about the cost of electricity, or about your car sitting out in the garage slowly depreciating, amy be it's time to worry about having an inferior checking account (most people in Washington do) or a bank loan with exorbitant interest rates. All the gory detials (or at least enough of them) are available in Washington Consumer's Checkbook: Money (Washington Center for the Study Services, $4.95), another survey from those people who gave you the lowdown on auto repair shops a while ago. An auto repairman who charges high rates may be able to claim that the does better work than el cheapo down the street, but how can bankers justify a variation between nine per cent and over 16 per cent in interest rates on an unsecured personal loan of $2000? One dollar bill is as good as another, isn't it?

The Checkbook goes into many other details, including highly relevant informaiton on the minority hiring and promotion practices of various banks and the proportion of mortgage money they invest in inner-city neighborhoods. For anyone who studies it conscientiously and acts on the information thus obtained, this book should easily pay for itself.