You can beat inflation every day with my proven secret weapon -- refunding.

You'll probably start slowly. It takes a few weeks before the refund checks start appearing in your mailbox.

But it's exciting when they do -- first a few dollars a week, then $5, then $10.

As you gain experience, your savings will grow. I save almost $25 a week.

Big food manufacturers make most of their refund offers on pads of forms that their salesmen attach to supermarket shelves. The idea is to get you to buy their product instead of the other brand right next to it.

Unfortunately, there are only about 100 refund forms in a pad and they usually disappear within hours. That's why most shoppers never realize there are hundreds of refund offers that could turn their box tops and labels into hard cash.

But you won't miss out on these big savings when you start collecting my "Clip 'n File" refund listings.

One of the secrets of refunding is that some manufacturers don't require refund forms. Based on my experience, I mark these offers "NFN" for "no form necessary." Just send your proofs of purchase along with a note on which you clearly print your name, address and ZIP code.

Many of the best refunds require a refund form, however. They are marked REQ in my listings.

But don't be discouraged. Here are a few of my secrets for finding these forms.

Did you ever wonder what to do with the children when you get to the supermarket? I use mine to search the store for refund forms.

The store manager and cashiers often have forms tucked away in a drawer. Don't be shy. Ask for them!

You can find refund forms in newspaper and magazine ads.

There are lots of refund forms on specially marked packages on supermarket shelves. You probably never paid attention to them.

A fun way to find forms is to start swap sessions. Just invite some friends over for coffee. Ask them to bring along their extra, cash-off and refund forms.

Put a note saying that you want to trade refund forms on your supermarket's bulletin board. You should get lots of calls.

More than 25,000 refunders across the country regularly trade refund forms by mail. Each week they send their refunding pals an envelope full of forms and a request list. Back comes an envelope full of new forms.

I try to include refund offers that will not expire for at least several months in my "Clip 'n File" lists. That gives you lots of time to find the REQ forms you need. The NFN offers may expire sooner but you can take advantage of them now.

Don't be surprised if you get a rejection letter. On occasion a manufacturer may change the rules. All experienced refunders have had rejections. This is all part of the game. If you have any questions or ideas, please send them to me in care of United Features Syndicate, 200 Park Ave., New York, N.Y. 10017. Occasionally we publish them. CLIP 'N FILE REFUNDS File No. 3: Snack Foods and Candy

(NFN -- no form necessary; REQ -- refund form required. All listings are subject to manufacturer's geographical limitations and local laws.)

Hershey's Giant Giveaway, P.O. Box NB-939, El Paso, Texas 79977. REQ. Free giant candy bar. Send 2 universal-product-code symbols from any of these 1/2-pound giant bars: Milk Chocolate or Milk Chocolate with Almonds, Mr. Goodbar, Krackel or Special Dark. Expires Dec. 31, 1979.

Jeno's Italian Bread Offer, P.O. Box 6509, Duluth, Minn. 55806. NFN. Free package of pizza. Send 3 seals of quality from Jeno's Italian Bread Pizza. No expiration date.

Keebler Pretzel Coupon Offer, P.O. Box NB-372, El Paso, Texas 79977. REQ. Free package of pretzels. Send proof-of-purchase seals from any 2 packages of Keebler Butter Prtzels -- Braids, Nibblers or Knots. Expires Nov. 30, 1979.

La Pizzeria, P.O. Box 1350, Watertown, Mass. 02172. REQ. Receive $1 refund. Send universal product codes from backs of three La Pizzeria packages. Expires June 1, 1980.

Soup Starter Soup Saver Offer, P.O. Box 4447, Chicago, Ill. 60677. REQ. Free Soup Saver. Send the word "stock" cut from the stock packets of 2 Soup Starter packages. Expires March 31, 1980.

Winter Garden Soup Ladle, P.O. Box 1583, Maple Plain, Minn. 55348. REQ. Receive $1 refund. Send the words "Soup Ladle" cut from the front panels of 3 packages of Winter Garden Goup Ladle. Expires Dec. 31, 1979. File No. 4: Vegetables, Starches and Fruits

Aunt Nellie's $1 Refund & Recipe Book Offer, P.O. Box NB-952, El Paso, Texas 79977. REQ. Receive $1 refund plus recipe booklet. Send 6 complete labels from any glass jars of Aunt Nellie's Vegetables. Expires Dec. 31, 1979.

Comet Refund Offer, P.O. Box 9185, Clinton, Iowa 52732. REQ. Free package of rice. Send 1 box top from Comet Brown & Wild, Long Grain & Wild, Chicken Flavored or Beef Flavored rice mixes. Expires Dec. 31, 1979.

Green Giant Company, Box 33-525, Le Sueur, Minn. 56068. REQ. FREE package of Nibblers Corn. Send ingredient panel from 1 package of four-ear Niblet Corn-on-the-cob. Expires June 30, 1980.

Noodles To Go Sanwa Foods Inc., P.O. Box 1447, City of Industry, Calif. 91749. NFN. Free package of Noodles To Go. Send universal product code from one package of Noodles To Go. No expiration date.

Pennsylvania Dutch $1 Refund. P.O. Box 9504, Clinton, Iowa 52736. Receive $1 refund. Send cooking directions from any four packages of Pennsylvania Dutch brand egg noodle products. Expires Dec. 31, 1979.

Uncle Ben's Refund, P.O. Box 4555, Maple Plain, Minn. 55348. REG. Free package of rice. Send two box tops from any Uncle Ben's Flavored Rice -- beef, chicken, Spanish, curried or rice pilaf. Expires Jan. 31, 1980.