The party's over -- except, perhaps, for the herd of buffalo stampeding inside your skull.

But if you're able to summon an errant brain cell or two, this page is a near-effortless way to ease yourself into the new year. The tests are designed to give you some general (and gentle) insight into yourself, without taxing your psyche or soul.

The authors, both trained criminologists, suggest taking the tests with your mate or family. They're natural thought -- and laugh -- provokers. And you may learn something about the people around you, as you discover things about yourself.

But the tests' most important directive is simple: Have fun. Your Business Sense

This test is designed to help you check on your business sense, or lack of it. Answer "Yes" or "No."

1. Do you try to live within your income with something left over for an emergency?

2. Do you think that reasonable thrift is a good thing, or believe that money is only good for spending?

3. Do you keep a reasonably accurate record of your income and expenditures?

4. Do you check bank statements as they come in and read documents before you sign them?

5. Can you say about how much you are worth at the moment?

6. Have you made a will?

7. Do you carry adequate, but not excessive insurance?

8. Before buying an expensive item like a car, would you check your outgoings against incomings to make sure you can afford it?

9. Would you get an estimate before ordering work done, say, on your house?

10. Are you careful about monthly payment purchases, noting the dates when payments are due?

11. Would you ask a knowledgeable friend to recommend someone to do a job for you, rather than pick a name haphazardly from the phone book?

12. Are you wary about acting on impulse?

13. Do you consider all the pros and cons before making an important decision?

14. Are you quick to spot promising opportunities, weigh chances, and take advantage of them?

15. Before borrowing money, would you make sure that you know exactly what is involved in the method and dates of repayment?

16. Are you a reasonably good judge of people's honesty?

17. Without being unfriendly or unduly suspicious, are you careful about involving yourself with strangers and casual acquaintances?

18. Do you encourage friends to be frank with you?

19. Do you seek advice only from those competent to give it?

20. Do you know what is involved in becoming a guarantor or executor for a friend? SCORING:

Count 5 points for every "Yes."

80 or over: Your business sense is good.

70-80: satisfactory.

60-70: fair.

Under 60: You're in trouble. Closet Rating

"I can tell from a closet whether people are neat or sloppy, neurotic or not, easygoing or nervous," maintains Miami interior designer Michael Schachel.

Here's his test to find out what your closet tells about you. Give yourself 5 points for each "yes."

1. Do you hang similar garments next to one another: shirts with shirts, etc.?

2. Do you arrange shirts by sleeve length?

3. Do you hang shirts together by color?

4. Do you remove winter clothes from your closet, and store them for summer?

5. If someone hung something out of place in your closet, would you be upset?

6. Do you have less than five garments in your closet which you haven't worn the past year?

7. Do you use hangers of one type: all wood, metal or plastic?

8. Do you have more than 10 pairs of shoes in good condition?

9. Do you vacuum or sweep your closet weekly?

10. If someone asked to look in your closet, could you be certain that clothes for the cleaners were not piled in a corner?

11. Do you know, without looking, how many pairs of shows you own?

12. Is your closet lighted?

13. Does your closet hold only wearing apparel?

14. Would you be pleased with a garment-bag gift?

15. Do you have only ties on your tie holder, only belts on your belt holder?

16. If you bought a new coat, could you part with the old, without trying it on one more time?

17. Are your shoes, hats, etc., boxed?

18. If your roommate or spouse draped your new suit over the rod, would you be upset?

19. Is every garment ready to be worn: no broken zippers, etc.?

20. Are you sure there's no wad of paper stuffed in those shoes pinching your toes? SCORING

0-25 points: Consider yourself either a slob or free spirit. Other things are more important to you than closets.

25-50: You're probably a secret non-conformist, with a strong Puritan streak.

50-75: You're close to a bundle of nerves behind an outward laugh.

75-100: You're apt to be so uptight you'd come unglued if a wet puppy climbed in your lap. The TV Addict

Do you sit glued in front of your TV set, pausing only long enough to go to the bathroom or grab a quick snack?

Are you a TV addict?

1. Your set breaks down and must be taken to a repair shop. You are told it will take one week to fix it. You would:

a. Rent or borrow a set for the week.

b. Watch as many of your favorite programs as you could at other people's homes.

c. Find some other form of entertainment for the week.

2. How often do you keep the TV set on when preoccupied with other tasks around the house?

a. often

b. sometimes

c. hardly ever

3. You've been waiting all week to see a special program. At the last minute, you remember you promised to attend a friend's party the same night. You would:

a. Call your friend, make an excuse for being unable to attend, and stay home to watch your program.

b. Go to the party reluctantly, upset over having to miss the program.

c. Forget about the TV program and go to the party expecting to have a good time.

4. How often do you watch TV while you are eating dinner?

a. often

b. sometimes

c. hardly ever

5. You are watching your favorite TV program when friends drop by unexpectedly. You would:

a. Finish watching the program before visiting with your friends.

b. Watch the rest of the program while visiting with your friends.

c. Turn the TV set off and visit with your friends.

6. You check your TV guide and discover that the only programs on that evening are reruns you have already seen. You would:

a. Watch a full evening of TV as usual.

b. Watch some TV, but find something else to do.

c. Do something instead of watching any TV that night.

7. How often do you plan your social activities around the TV schedule?

a. often

b. sometimes.

c. hardly ever

8. You are watching your favorite program when a transmission problem results in the loss -- for several minutes -- of your picture. You would:

A. Call the local TV station and complain.

B. Sit looking at the TV, listening to the sound and waiting for the picture to reappear.

c. Find something else to do until the problem is corrected.

9. Are you able to tell what programs are on at a certain time without looking them up in the TV guide?

a. often

b. sometimes

c. hardly ever

10. How do you feel when another commitment prevents you from watching TV one evening?

a. Disappointed that I couldn't watch it.

b. No real feelings one way or the other.

c. Relieved that I had something to do other than sit home and watch TV. Scoring

Score 3 points for each a. answer; 2 for each b.; and 1 for each c. answer.

25 or over: You are a TV addict; "the boob tube" rules your life.

16 to 24: You spend far too much time in front of the set. But you are not alone -- the vast majority of Americans uses TV as their major entertainment.

10 to 15: You have managed to keep your TV viewing in perspective. The Individualist

Are you an individualist? Or one of the crowd?

To get an idea, answer these questions:

1. How many of your close friends and family have political convictions opposing to your own?

a. Only one or two: most are the same.

b. About half have different opinions.

c. You've never asked.

2. Do you consider people with conservative taste in clothes, etc., more boring as a rule than casual or eccentric dressers?

a. No, clothes mean nothing, so far as an interesting personality is concerned.

b. People with conservative tastes are usually more interesting. They don't need clothes to speak for them.

c. Yes, people who dress in a conservative fashion are usually quite boring.

3. A person you dislike has invited you to a lush and expensive champagne party to celebrate a sudden large windfall. Do you:

a. Go and enjoy the champagne, but steer clear of the host all evening?

b. Swallow your dislike and make polite conversation, just for the evening?

c. Write a short note of refusal?

4. When someone in authority quotes a personal view violently opposed to your own, do you:

(KEY OFF)(KEYWORD). Bite your tongue and say nothing?

b. Speak up at once, and explain your own conviction?

c. Put your opinion tentatively, and if the reaction looks as if it might be violent, gradually change the subject?

5. If you are giving a party, do you:

a. Invite as many different types as possible for spice and interest?

b. Invite only those types you know will get on well together?

c. The question doesn't arise, because most of your friends are similar types anyway.

6. If you could wave a magic wand and be blessed with one of these talent or gifts, which would you choose:

a. Creative or artistic?

b. The talent for making money?

c. For making friends?

7. At the firm's annual luncheon you chat disrespectfully for some time with a middle-aged woman you assume to be one of the clerks. You discover later she's the managing director's wife. Do you:

a. Make a fast getaway, totally embarrassed and confused, and spend a sleepless night going over the things you've said?

b. Apologize briefly, continue talking on less dangerous topics, then forget the whole thing?

c. Try to laugh your way out of it, explaining that you can't imagine how you came to make such an unforgivable mistake, but enjoy the joke with your friends afterwards?

8. You hear some rather shocking facts about the morals of a friend. Do you:

a. Ignore the gossip, telling those who mention it to mind their own business?

b. Listen quickly, saying that you don't think it could be true -- then keep it to yourself?

c. Pass it on -- but only to close, non-malicious friends.

9. Do you:

a. Quote views of experts you've read when talking of a special subject?

b. Prefer to give your own opinions, rather than "borrowed ones?"

c. Rarely give opinions?

10. When buying gifts for other people, do you:

a. Choose something interesting that you like?

b. Consider carefully the person's personality and give something you feel he or she will like?

c. Play safe and buy useful and sensible gifts?

11. Answer true or false to these five statements.

a. It's better to stay quiet than offend other people with an outrageous idea.

b. One should be able to express one's personality adequately without wearing ridiculous clothes or growing hair to extreme lengths.

c. We shouldn't be afraid of hurting others , if we are sure of our facts.

d. It's always best when abroad, or away from home, to remember "When in Rome, do as the Romans do. . ." etc.

e. People who prefer to be alone most of the time must have inadequate personalities. SCORING

1. a-2, b-3, c-1

2. a-2, b-1, c-3

3. a-2, b-1, c-3

4. a-1, b-3, c-2

5. a-3, b-2, c-1

6. a-3, b-1, c-2

7. a-1, b-2, c-3

8. a-3, b-2, c-1

9. a-2, b-3, c-1

10. a-3, b-2, c-1

11. a. True (1) False (3)

b. True (1) False (3)

c. True (3) False (1)

d. True (1) False (3)

e. True (1) False (3)

38-45: You are an individualist all right, but sometimes you tend to forget other people exist. You could be missing out.

30-37: You are an individualist. Sometimes you may forget that other people don't feel as you do, and your honesty could cause others embarrassment. p

20-29: You are a bit too concerned about your own image to be a true indvidualist. You are probably wary of upsetting people and anxious to be liked.

19 and under: You might try mustering up a bit more courage.