CHARLOTTE, N.C., SEPT. 22 -- Jessica Hahn, who is testifying before a federal grand jury about hush money she received for a tryst with PTL founder Jim Bakker, says in a Playboy interview that "two men had me in one day . . . I hated every second of it."

Hahn, 28, gave her side of the 1980 encounter that led to Bakker's downfall in a 31-page interview and photo spread including seminude pictures in the November issue of Playboy.

The magazine goes on sale later this week. Hahn's lawyer indicated today that Hahn may have received $1 million from Playboy. The interview with Hahn was conducted July 31 by Robert Scheer of the Los Angeles Times and the magazine's executive editor, Barry Golson.

"This is supposed to be the year of the bimbos, right? So let's start with the fact that I am not a bimbo," Hahn, a former church secretary from West Babylon, N.Y., said in the interview. "I know that's how people see me, but I am not what I've been made out to be -- someone without thoughts or feelings or explanations. I am a human being.

"I was done in. I was hurt. The public does not know that I was used and manipulated and hurt -- physically and emotionally. That was never brought out. And I'm doing it now, in a way I know would never get reported in a family newspaper."

Asked about the sexual encounter with Bakker in a Florida motel room, Hahn said: "People use words like adultery and tryst and hush money. You know, two men had me in one day. I hated every second of it, and it has ruined my life. And I took hush money, all right -- money to hush them up."

Hahn said she was lured to the motel room by evangelist John Wesley Fletcher in 1980 to meet Bakker. Hahn said she was a virgin who idolized Bakker, but when she met him he told her his wife Tammy Faye "cannot satisfy" him and belittled him sexually.

"John Fletcher said, 'You're going to do something tremendous for God,' " Hahn said she was told shortly before the encounter and after she had been given a glass of wine.

She said she felt sick from the wine and fought Bakker's advances. She said Bakker talked incessantly while having sex with her.

" 'When you help the shepherd, you're helping the sheep,' " Hahn said he told her.

Hahn's lawyer, Dominic Barbara of New York, told reporters outside the federal courthouse here that Hahn was testifying about possible IRS code violations by former PTL officials.

"The focus has been what we expected it to be before we got here -- violation of the Internal Revenue code," said Barbara after his client went into the grand jury room at 10 a.m. "She's never been the target of an investigation, and she never will be."

The proceedings of the grand jury are secret, and federal prosecutors have refused to talk about their investigation.

Earlier today, as she entered the federal courthouse for her second session before the grand jury, Hahn said she had trouble sleeping Monday night. "I have a lot on my mind and I'm concentrating on the grand jury," she said. "That's the only reason I'm here and the only thing I'm thinking about."

Bakker resigned from PTL last March, disclosing his encounter with Hahn. She said she agreed to accept $265,000 for her silence, but broke that silence when Bakker mentioned the encounter. The payments were stopped after that, and Barbara said Hahn received $20,300.

Bakker and his top aides are under investigation for possible mail, wire and tax fraud in a federal probe focusing on how the $172 million television ministry raised and spent money. Hahn is testifying under a limited grant of immunity from prosecution.

Investigators are trying to find out whether PTL officials conspired to falsify records -- including those involving the Hahn settlement -- to protect the ministry's tax-exempt status. They also want to know whether Bakker declared as income on his tax returns all money PTL paid on his behalf -- including the $265,000 intended for Hahn.