Some call it tacky. Some call it art. Peering down at the rose tattoo arching over the curve of my shoulder, I just prayed that it was, as the Creative Fantasies flier promised, removable.

I did it on a Saturday: pressed the design against my skin, soaked the backing with a sponge, barely able to wait until I could peel it off and see myself, finally, with a tattoo.

Voila! Biker chick chic.

Yes, I can report that it's true. You send $5 to $10, depending on what you want, to the Rockville-based catalogue compa- ny (311 Gruenther Ave., 20851). A package arrives in the mail. And 60 seconds later you can be somebody else. Somebody who -- like you -- is fascinated by tattoos, but -- unlike you -- is not afraid of needles, pain and the permanence of a real tattoo.

Just follow the instructions. Step 6: "If you want your Tattoo toned down a little to make it look MORE REALISTIC, powder it with talcum powder on a powder puff, and wipe over the skin area again with a lightly dampened sponge to pick up any loose powder."

Step 7: "Now look at yourself in the mirror. See your NEW TATTOO and how TERRIFIC IT MAKES YOU LOOK!!!"

And now? Step 8: "Now is the time to ENJOY WHATEVER FANTASY YOU HAVE CHOSEN TO FOLLOW WHILE WEARING THIS TATTOO."

Tell strangers you're in a gang. Tell your friends it's real. Make up stories about how you got it. For your birthday, on a dare, after a drunken night in a seedy bar -- the possibilities are endless.

You can be anything you want. For as long as you want, even if you take repeated showers. Or for three or four days, whichever comes sooner.

And then? Put an end to it with a healthy dose of baby oil. Four swipes with a cotton ball and it's gone.

Next time, the skull.