The following is a listing of resources for seniors investigating long-term care. Options vary from apartments to nursing homes to in-home care.

* American Health Care Association: A federation of 50 state health care organizations representing more than 11,000 nonprofit and for-profit assisted living, nursing facility and subacute care providers that care for elderly and disabled adults. For a free pamphlet on how to choose a long-term health care facility, call 1-800-555-9414.

* Jewish Council for the Aging: The JCA sponsors a nonsectarian "Senior Helpline," a telephone referral service providing information on home health care, day care, housing and related topics. In the District and Maryland, call 301-255-4200. In Northern Virginia, call 703-425-0999, TDD 301-881-5263. For information about other programs and services, write: Jewish Council for the Aging of Greater Washington, 11820 Parklawn Dr., Suite 200, Rockville, MD 20850.

* Jewish Social Services Agency: JSSA provides nonsectarian services for seniors including temporary home care for people in recovery, consultation for long-term care planning, case management (transportation to appointments, volunteer shoppers and visitors, housecleaning and personal assistance), and Meals on Wheels. JSSA also runs a hospice. 301-881-3700.

* National Family Caregivers Association offers assistance to those caring for a loved one who is chronically ill or disabled, as well as support and referrals. Membership: $20/individual caregivers; $30/individual professionals; $50/organizations; $100/providers; $200/corporations. 1-800-896-3650.

* National Citizens' Coalition for Nursing Home Reform works to improve the quality of care and life in nursing homes and other long-term care facilities. Provides free fact sheets and offers resource referrals. 202-332-2275.

* Family Management Services offers geriatric care management, money management, tax preparation and assistance filing medical insurance claims and settling estates. The organization also offers in-home care, case management, long-term care planning and relocation management. Basic fee $70; in-home care $14/hour weekdays. Call 703-352-4582 or write Family Management Services, 10301 Democracy Lane, Suite 301, Fairfax, VA 22030.

* Guide to Retirement Living is a listing of local independent living facilities, long-term care facilities, assisted living centers, nursing facilities and organizations offering extended care and home care. For a copy, call 1-800-394-9990 or write the Greater Washington Publishing Co., 1980 Gallows Rd., Suite 200, Vienna, VA 22182.

* National Association for Homecare is a trade organization that represents the interests of more than 6,000 home care agencies, hospices and home care aide organizations that serve the needy and infirm in their homes. Call 202-547-7424 or visit the group's Web site at and click on the consumer section for information on how to choose a home care provider.

* American Association of Retired Persons prints a brochure, "Staying at Home," that discusses housing options, caregiver support and long-term care services. For a copy, call 202-434-2277 and ask for publication number D-14986 or write AARP Fulfillment, 601 E St. NW, Washington, DC 20049.