Ernest Alfred, Owens Jr., 42, an official with Metropolitan Mortgage Fund, Inc., in Alexandria, was killed Sunday in a plane crash at Wethersfield, Conn.

He was flying his twin-engine Piper Apache and was en route alone from Hartford to Culpeper, Va., where he kept hisp plane, when he crashed into Wethersfield Cove.

Mr. Owens, a certified public accountant, was senior vice president, treasurer and a member of the board of directors of Metropolitan Mortgage Fund. He had been with the firm for about 14 years. He lived in Alexandria.

Born in Wilcox County, Ga., Mr. Owens grew up in Hawkinsville. He came to Washington in 1952 to work for the FBI and graduated from Benjamin Franklin University. He then worked for several firms as a CPA before joining the moratgage company in Alexandria.

He was a member of the Air National Guard and was called to active duty during the Cuban crisis in the early 1960s, serving at Andrews Air Force Base.

Mr. Owens had taken private lessons and was a civilian pilot.

He is survived by two sons, Michael and Brian, and a daughter, Diane, of Oak Ridge, Tenn.; his mother, Montene Kent, his father, Ernest A. Owens Sr., and a brother, Norman F. Owens, all of Hawkinsville, and another brother, William A. Owens, of McLean.