Anne Varnon Schuldt, 86, who had worked as a secretary for two Alabama congressmen and two District of Columbia bankers, died Monday of cancer at the Potomac Valley Nursing Home.

Mrs. Schuldt had cancer for two years, according to relatives, but never told anyone. "She didn't want to be bothered with chemotherapy and didn't want anyone worrying about it," a grandniece, Paula Chalfant, said.

"She was a dynamic woman. She rolled her own world together. History was very important to her," Mrs. Chalfant said, "so she wrote her own obituary."

In her obituary, Mrs. Schuldt wrote that she had been born in Selma, Ala., attended the Dallas Academy there and had come to Washington more than 50 years ago to join her mother, a copyist at the Corcoran Art Gallery.

She attended George Washington University for two years, then worked as a secreatry at the Security Savings and Commercial Bank and later as secretary to Col. Robert N. Harper, president of the District National Bank.

Soon after, she married Gus A. Schuldt, a judge of the Municipal Court (now D.C. Superior Court). Judge Schuldt died in 1939, and Mrs. Schuldt began working for Alabama Rep. Sam Hobbs and then his successor, Rep. Kenneth Roberts.

She resided in Bethesda.

Mrs. Schuldt is survived by a nephew, Robert Varnon of Potomac; three nieces, Myrtle Miller of Potomac, Louise Mathers of New York, and several grandnieces, including Mrs. Chalfant, of Washington.