Former city police chief Maurice J. Cullinane has taken a part-time job as a security consultant for the District of Columbia Bankers Association, that organization announced yesterday.

According to the association is president, K. Donald Menefee, Cullinane will be expected to advise the bankers' organization on the latest in modern security methods, equipment and procedures.

In his news release Menefee said he was "proud to announce" the employment of the former chief, who he said had worked on problems in the banking community while attached to the old 1st Precinct, which provided police coverage for most of the downtown financial community.

Cullinane, 45, retired from the Washington police department two months ago on disability after 23 years of service. As a disabled retiree, he will receive an annual pension of about $31,500, free of income taxes.

Cullinane's new employer is a nonprofit trade association that provides consulting and lobbying services for 15 commercial banking institutions in the city.

Cullinane retired because of a circulatory problem around his knee that doctors said was the result of being kicked and hit with a brick during demonstrations in the late 1960s. At his retirement board hearing, doctors said Cullinane's medical problem was "life-threatening" because of the potential of bloods clots.

When members of the retirement board asked in early January about his plans Cullinane said he would like to teach. This would be less demanding than being chief of police, he said, because he could better control his hours. The retirement system for District of Columbia police and firemen, unlike other retirement systems, allows a disabled retiree to take another job.

Cullinane has been swamped with job offers since his retirement, and has said privately that he could and should have left the department years ago. Some of those close to him in the department say he struggled with numbing pain in his last years on the force.

His retirement on disability touched off a number of newspaper articles (most by Washington Post reporter Ron Shaffer) on the disability retirement system for police and firemen here. Most do retire on disability, and Congressmen studying the system have proposed several bills for reform.

At a banquet last Saturday night Mayor Walter E. Washington praised Cullinane for his service to the city and labeled as "mean" and "cheap shots" any questioning of his disability. The occasion for his remarks was a dinner billed as "a Citizen's Tribute to Maurice J. Cullinane," which drew 1.000 people, including most of the police hierarchy and the city's business leaders.

The mayor spoke in strident tones and at length about the recent publicity, saying he could not believe that anyone could criticize such a hardworking chief "in this moment of tenderness" (Cullinane's retirement).

Later in the evening, the new chief of police, Burtell Jefferson, paid his own tribute to Cullinane and added a "May the wind always be at your back, And not Ron Shaffer with another attack . . .

May the sun always be in your face I hear Florida is a nice place . . ."