Harry Eugene (Gene) Montgomery Jr., 33, an insurance firm representative and a woodworker by a avocation, was found hanged Sunday at his home in Burke, Va. The Northern Virginia medical examiner's office ruled the death accidental.

A family members said Mr. Montgomery was fixing up a room in the house with wall board, using pulleys and rope, when the accident occurred.

Mr. Montgomery had been a representative of International Underwriters Inc. in Vienna for over two years. Before that he had worked for the Prudential Insurance Co. for three years.

He was born in Washington and grew up in Falls Church and Fairfax County. He was a graduate of Annandale High School and Madison College in Harrisonburg, Va.

Mr. Montgomery owned antique woodworking equipment. He also had constructed a blacksmith shop in his backyard, complete with a forge, and had equipped it with antique tools.

He was a founding member of the Washington Blacksmith Guild, an officer of the Bull Run Four Wheel Drive Club, and a member of the Potomac Speleological Club.

He is survived by his wife, Suzanne, and two daughters, Jacqueline Suzanne and Lauren Darr, of the home, and his mother, Mary Elizabeth Darr Montgomery, and a sister, Mary Michel Cochran, both of Annandale.