Gloria Savoy, 48, principal of Davis Elementary School and a Washington educator for 28 years, died of pneumonia Friday at Georgetown University Hospital.

Miss Savoy began her career in 1952 as a teacher at Cleveland Elementary School. She subsequently transferred to Webb Elementary School and became part of an innovative "team" teaching concept whereby two teachers, each with different specialties, shared teaching duties in expanded classes.

She later taught students and served as an instructor for beginning teachers at the Goding and LaSalle elementary schools and was assigned to the department of supervision and instruction before being appointed assistant principal at the Davis school in 1966. She became principal in 1973.

Miss Savoy was born in New York City and moved to Washington with her mother at the age of seven. She graduated from Dunbar High School in 1948 and from Miner Teachers College in 1952. She earned a master's degree in education from George Washington University.

A Washington resident, she was a member of Mount Moriah Baptist Church and the Chaplin Park Civic Association.

Miss Savoy was an active member of the NAACP, the National Education Association, the D.C. Elementary School Principals Association and the D.C. Junior Chamber of Commerce.

Survivors include her mother and stepfather, Margaret and George Thomas of Washington, and her father, Russel Savoy of Chester, Pa.