Frank Cleland Devlin, 75, a retired vice president of the Acacia Mutual Life Insurance Co. who later served as director of appraisals for the Federal Home Loan Mortgage Corporation, died at Sibley Memorial Hospital Dec. 21 after a stroke.

Mr. Devlin was born in St. Paul, grew up in Duluth, Minn., and attended the University of Minnesota. He was an agent for the Travelers Insurance Co. in New York and then returned to Minneapolis in the late 1920s to join the Home Owners Loan Corporation. He was transferred to the agency's Washington headquarters in 1934 and lived here for the rest of his life.

While at HOLC, Mr. Devlin became a real estate appraiser. His ability in this field came to be highly regarded in the real estate industry.

In 1941, he joined Acacia Mutual and became chief appraiser of that firm in 1953. In 1956, he was named second vice president. He was promoted to vice president in charge of mortgage loans in 1962 and continued in that position until his retirement in 1971.

He then took a job as director of appraisals for Federal Home Loan Mortgage Corporation, retiring a second time in 1976.

Mr. Devlin was a member of the American Institute of Real Estate Appraisers and a past president of its Washington chapter. He also was a member of the Society of Residential Appraisers, the Building Owners and Managers Association, of which he was a former director, the Washington Real Estate Board and the Mortgage Bankers Association.

In private life, he was a member of the Argyle Country Club, where he enjoyed some success in golf tournaments.

His wife, the former Elizabeth Ashby Beal, whom he married in 1936, died in October.

Survivors include two sons, Thomas B. of New York City, and Frank C. Jr. of Washington; a sister, Irene D. Newell of Robert Lee, Tex.; two brothers, Robert and Frederick, both of Duluth, and one grandson. t

The family suggests that expressions of sympathy be in form of contributions to the Washington Cathedral.