Hilda M. James, 63, a retired director of development with the Department of Housing and Urban Development, died Saturday at her home in Washington. She had lupus, a disorder that involves the kidneys and other organs.

Mrs. James, who was born in Ithaca, N.Y., received a business degree from Tennessee State University.

She moved to Washington during World War II and became a business analyst for the Office of Price Administration. She held a similar post with the Office of Price Stabilization during the Korean conflict. In 1953, Mrs. James joined the Library of Congress Legislative Reference Service, now the Congressional Research Service, as a housing analyst.

She received a master's degree in business administration from American University in 1958.

In 1961, Mrs. James joined the U.S. Housing and Home Finance Agency, which became a part of HUD after its creation in 1965. She became a division director, specializing in development and relocation policy.

After her retirement from HUD in 1971, she worked as an assistant on an urban population displacement study for the National Urban Coalition.

Mrs. James, who was active in programs for the blind and other handicapped persons, was a member of the National Association of Housing and Redevelopment Officials.

Her husband, Josef C. James, died in 1973.

Survivors include a sister, Enola Kent of Easton, Pa.; four brothers, Charles H. McGill Jr. of Washington, Clarence E. McGill of Poughkeepsie, N.Y., Marshall F. McGill of Oxon Hill and Raymon McGill of Landover.

The family suggests that expressions of sympathy be in the form of contributions to the D.C. Foundation for Creative Space, Seventh and F streets NW, Washington, D.C., or to the Lupus Foundation of Greater Washington, 1022 Wilson Blvd., Arlington, Va.