Charles G. Fagans Sr., 64, a retired D.C. firefighter who also worked as a musician for many years, died Sunday of injuries suffered in an automobile accident earlier that evening near Wyson's Corner in Anne Arundel County.

An Anne Arundel County Police spokesman said Mr. Fagans was driving north on Rte. 4 when his vehicle ran off the road and struck a tree. He was pronounced dead after being taken to Prince George's General Hospital.

Mr. Fagans was born and reared in Charlottesville, and attended Hampton Institute in Virginia. He removed to Washington as a young man and worked for the British Embassy for about 10 years before joining the D.C. Fire Department from which he retired in 1965. After retiring, he worked for the Office of Management and Budget for about two years.

A self-taught saxophonist, he and several coworkers formed a band called The Gay Clefs. Mr. Fagans performed with the group at a variety of local functions until 1970. He later taught himself and his second wife, the former Iris L. Morton, to play the organ.

He was an active member of two area golf clubs, The Oxon Blades in Oxon Hill and the Arlington Divots. He also was a member of Gentlemen Ltd., a social club.

Mr. Fagans' first wife, the former Virginia Oliver, died in 1970.

In addition to his wife, of Washington, survivors include two children by his first marriage, Sandra and Charles G. Jr., both of Washington; two stepchildren, Iris Morton of Manassas, and Robert Morton of Washington, and a granddaughter.